CCOMC Underwriter, Cincinnati, OH Req# 366666
Company Name: CharterOne
Job Category: Banking
Country: US
City: Cincinnati
State: OH

Responsibilities

As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

As a successful member of our Underwriting team, you will be responsible for underwriting complete product offerings including automated and manual portfolio, Jumbo, FHA, VA, Bond Agency, and Construction-to-Perm loans. Utilize your knowledge and experience to serve as an advisor for junior members of the department. Some additional responsibilities include, ensuring material information captured in the automated underwriting system is accurate at time of review, proactively suggesting program alternatives for customers who do not qualify for terms initially submitted, demonstrating sound judgment in the analysis of required documentation while mitigating organization risk through appropriate decision making. You will be asked to meet or exceed productivity levels established by Management and credit quality standards set forth by RBS, while responding timely to quality control and audit reviews when requested. The Senior Underwriter will also assist the Group Team Manager when necessary and provide training when required.

Qualifications

BA/BS degree preferred or equivalent experience in underwriting/mortgage banking preferred
Direct Endorsement Certification required
5 or more years underwriting conventional and government loans required
Experience using Automated Underwriting Systems
Self-directed with excellent time management skills
Experienced as Delegated Underwriter with all approved MI companies
Demonstrated ability to analyze and evaluate complex income documentation
Exceptional written and verbal communication skills
Desire to work in a production environment
Advanced proficiency in Word and Excel
VA LAPP approval preferred

Hours and Work Schedule

Hours per Week: 40
Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. - Charter One to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

To apply, please go to our Career Opportunity section at http://www.charterone.com/careers/ . Search for this position with the Reference Code 366666 in the Job Opening ID section of your search.

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