Brief Description of the Organization

CitiMortgage prides itself in making the dream of homeownership come true for a wide range of customers and partners across the country every day. As a member of Citigroup, we are focused on providing the highest quality mortgage products as part of an expansive portfolio of financial services that includes banking, insurance, asset management, credit cards, and much more. CitiMortgage offers products to help first-time homebuyers, as well as those interested in building a new home, refinancing, or tapping into the equity of an existing home. Citigroup Inc. and its subsidiaries (”Citigroup”) are equal opportunity employers M/F/D/V and do not discriminate on the basis of any legally protected status or characteristic. Nothing in this site constitutes a promise or offer of employment.

Credit Underwriter 4-09006191

Description

Individuals in this family use tools and perform assessments on the ability of individuals, companies and institutions to meet the demands of purchases, agreements, loans, projects or any other form of extended obligations. Incumbents work to minimize threats to the company by factoring the probability, and/or client scoring in determining the terms of or level of credit that can be granted or extended to a company or person without undue risk. In approving credit requests, individuals may primarily rely on automated and/or well-documented processes, scores, and other controls with the main objective that the level of accepted risk corresponds to company and industry standards.

PRIMARY ROLES & RESPONSIBILITIES:

*Underwrites individual loans with credit authority.
*Highest level of credit authority within non-exempt population.
*Duties and tasks standardized.
*Resolves complex problems and issues.
*Help manage workflow.

Qualifications

•College Degree (BA/BS) preferred or High School diploma with equivalent training/work experience
•2-5 years prior underwriting experience (Conventional underwriting preferred,FHA/VA designation a plus)
•Experience in managing volume to productivity and quality standards; organizational skills
•Thorough knowledge of agency and secondary market underwriting and document requirements.
•Understanding of credit scoring
•Analytical, problem-solving and negotiating skills
•Excellent written and oral communication skills, and ability to communicate at all levels
•Strong customer service and team orientation.

Primary Location:
NAM-USA-MI-Ann Arbor

Schedule :
Full-time

Education Level:
Associate’s Degree/College Diploma (±13 years)

Shift:
Day Job

Employee Status:
Regular

Travel:
No

Office Location / Address:
Ann Arbor, MI

Please apply online at http://careers.citigroup.com

Tags: loan processor job, mortgage, mortgage jobs, processing