Loan Processor
CashCall, Inc. - Las Vegas, NV 89119
Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.
CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.
CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.
CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.
The position of Processor is the processing of a mortgage loan from beginning to funding.
ESSENTIAL ACCOUNTABILITIES
Communicate with borrowers in a manner which shows sensitivity, tact, and professionalism
Contact each borrower in a timely manner to introduce yourself and go over the process and items needed
Knowledge on reading and understanding appraisals, titles and credit reports; Running and reading DU
Basic business math to calculate income, assets, taxes and monthly insurance
Understand rules regulations, policies and/or procedures along with investor guidelines
Maintains current knowledge about the industry, market trends, competitive position, etc.
Strives to achieve and exceed productivity expectations and standards.
Ability to ‘pre-underwrite’ the file assuming what conditions will be needed prior to the file being underwritten by the underwriter
Requirements
Read, interpret and apply applicable laws, rules, regulations and/or policies an procedures
Deal with people in a manner which shows sensitivity, tact, and professionalism
Demonstrated interpersonal, organizational and time management skills
Accurately document all information pertaining to accounts
Use basic/business math to solve problems
Speak clearly, concisely and effectively; listen to, and understand, information and ideas as presented verbally
Laws governing access to public and private records
Follow written and/or oral instructions
Communicate information clearly and concisely, in writing; read and understand information presented in writing
Use the telephone in a professional and courteous manner
Strong computer skills. Must be able to move through the LOS system and other programs
Time management: Knowing the cut-off times for funding and underwriting so that the file moves smoothly and does not lose a rate lock.
Knowledge of GFE, APR, interest rates and disclosure/re-disclosure time lines
Adaptability to a fast paced environment
Maintain a regular 8 hour shift in addition to any overtime that may be required to keep your pipeline moving smoothly
OTHER REQUIREMENTS
minimum of 1.5 - 2 yrs experience is required
maintain a production average of 3 - 4 loan decisions per day
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