First Continental Mortgage
Mortgage Underwriter
Post Date: Oct 13, 2009 Type: Full time
Start Date:
Salary: (Verify your salary with Salary.com)
Location: United States - Texas - Houston Job Reference: Underwriter-Houston
Job Zip Code: 77042
Job Description:
Duties:
o Underwrite FHA, VA, Conventional conforming and Conventional non-conforming mortgage loans following company, investor, and government standards.
o Evaluate the credit history, employment history, and financial status of mortgage loan files to determine credit worthiness in compliance with the guideline requirements.
o Analyze loan documentation such as credit reports, verifications of employment, paystubs, verifications of deposit, tax returns, bank statements, appraisals, and all other supporting documentation provided.
o Insure compliance with federal agencies including FNMA, FHLMC, HUD, and VA.
o Other duties as assigned by management.
Skills:
Skills/Experience Required:
o Senior level Underwriter with a minimum 5 years experience underwriting FHA/VA/Conventional conforming and non-conforming mortgage loans
o DE/VA LAPP designations required
o Knowledgeable in investor overlay and researching such guidelines
o Excellent appraisal analysis skills
o Knowledge of current FNMA, FHLMC, HUD, VA, and investor guidelines
o Able to perform effectively in a fast paced environment
o Good communication and leadership skills
o Ability to handle a high volume of loans daily
Comments:
Benefits available: Medical, dental, vision, life, long term disability, flexible spending accounts, 401(k), paid vacation, paid sick time.
Tags: loan processor job, mortgage, mortgage jobs, processing
