Contact: Bob@staffordlends.com

Compensation: $45,000 Base + Liberal Production Bonus

Job Description: Stafford Financial, an independent mortgage broker company seeking outstanding candidate to join our team. To qualify, you must have:

• 3+ years conventional processing experience in retail environment
• Familiarity with loan programs and compliance regulations
• Proficiency with Calyx Point
• Knowledge of DU and LP
• Excellent written and verbal skills
• Able to take charge of loan process from submission through closing process

Please send resume to bob@staffordlends.com for immediate consideration.

Graduation from a 4-year college or university with major course work in a discipline related to the requirements of the position is preferred. Will consider the equivalent combination of job experience & education that demonstrates the ability to perform the essential functions of this job.

2 years experience processing government and agency mortgage loans.
Job Description: JOB SUMMARY

The Loan Processor Responsible for the overall processing of mortgage loan files and general administrative duties.

ESSENTIAL JOB FUNCTIONS

Performs the processing of mortgage loan files requiring the verification of loan documents including income, credit appraisal and title insurance-while maintaining strict compliance with RESPA, Section 32, HMDA and the turndown of mortgage loan files. Also includes any administrative duties to complete these tasks (i.e. faxing, copying, filing and phone support).

Provide strong communication and support to underwriting, mortgage professionals and customers to clear stipulations needed for mortgage loan files to ensure a quick turnaround time.

Gathers credit and other documents from the customer and third parties in support of the loan approval decision.

Enter loan information into Nationstar Mortgage computer system. Prepare closing documents and arrange closings with loan officer and closing department.

FUNCTIONAL JOB COMPETENCIES

Integrity and Trust: Is widely trusted; is seen as a direct, truthful individual; can present the unvarnished truth in an appropriate and helpful manner; keeps confidences; admits mistakes; doesn’t misrepresent him/herself for personal gain.

Customer Focus: Is dedicated to meeting the expectations and requirements of internal and external customers; gets first-hand customer information and uses it for improvements in products and services; acts with customers in mind; establishes and maintains effective relationships with customers and gains their trust and respect.

Composure: Is cool under pressure; does not become defensive or irritated when times are tough; is considered mature; can be counted on to hold thing together during tough times; can handle stress; is not knocked off balance by the unexpected; doesn’t show frustration when resisted or blocked; is a settling influence in a crisis.

CLICK TO APPLY

The Loan Processor is responsible for gathering the documentation necessary to process and obtain mortgage approval and keeping the customers informed on the status of their loan.
Essential Functions:
1. Set up loan files, manually and on the computer, and order all exhibits (i.e., VOE’s, VOD’s credit report, etc.) as soon as the file is received. Deposit loan application fees, which must be received prior to case opening.
2. Order appraisals upon contract and/or receipt of plans and specs or contract, depending on loan type.
3. Serve as a liaison between the customer, sales representative, and the underwriting department.
4. Process the mail for each loan file verifying the accuracy and completeness of each document. Update data on computer system as soon as documents are received. Serious discrepancies are to be brought to the attention of the Loan Officer.
5. Work up cases for submission when all required exhibits are received. Follow up on submitted loans and/or pended loans.
6. Upon approval of the loan, notify the borrower(s) and appropriate personnel. Prepare commitment letter(s), denial letter(s), and cancel files when necessary.
7. In preparation for closing, prepare closing instructions, follow-up on contingencies, and verify lock information, if applicable.
8. Weekly and monthly reporting to the office or Branch Manager for distribution to the appropriate division(s) and corporate office (i.e., drawer count, CDS Log, Stats, etc.)
9. Dependent on location, may be required to take loan application.
10. Minimal travel required for training purposes and off-site meetings.
11. Operate equipment (i.e., telephone, computer, facsimile, typewriter and photocopier).
12. Be knowledgeable of broker products and companies. Must be able to process loans according to broker guidelines.
13. Must be able to process loans through desktop underwriting for submission.
14. Effectively communicate loan status and issues with Loan Officer and/or Supervisor.
When you work for an industry leader, we reward you with:
• Excellent Salary Package
• Outstanding Growth Potential (80% of our managers have been promoted from within)
• Lucrative Profit Sharing/Employee Stock Ownership Plan
• 401(k)
• Medical Insurance
• Dental Insurance
• Paid Vacations and Holidays
• Home Purchase Discount
It takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.
No Phone Calls Please
We are an Equal Opportunity Employer
Drug Testing, Background and Credit Check Required
All applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

CLICK TO APPLY

Description
Aurora Bank FSB is headquartered in Wilmington, Delaware. Our bank is rich in history, with its origin dating back to 1921. Today the Bank services over 320,000 customers. We offer certificates of deposit, checking, savings, debit cards, home loans, and money market accounts. In each transaction, we are committed to safeguarding your personal and financial information. Aurora Bank is a member of the Federal Home Loan Bank System and deposits are insured to the extent permitted by law by the Federal Deposit Insurance Corporation (FDIC).
Aurora Bank’s efforts aim to improve the quality of life in the communities in which its clients, customers and employees live and work, both through financial and volunteer support of a variety of educational, social service, healthcare and cultural organizations.
We are your bank and we want to continue to evolve to meet your needs.

Aurora Bank FSB is currently looking for a Loan Processor.
General Description:

Process full qualifying applications.
Must qualify borrowers based on guidelines and make sure each application fits all parameters of program.
Upon receipt of new applications, qualify borrowers to make sure they fit guidelines.
Order appraisal and title work for qualified borrowers.
Communicate to the borrower the required documentation.
Review appraisal and title to make sure they fit in program parameters.
Compile all information and submit to underwriting for approval.
Clear all underwriting conditions.
Processor must have a thorough understanding of all program guidelines.
Must qualify borrowers based on income/debt. Appraisal value of home, etc.
Processor must work efficiently and closely with borrowers to ensure loan approval before role lock express.
Must work closely with Underwriting and loan officers to meet guidelines and parameters, and make deals work.
Qualifications:

High school diploma or GED.
3-5 years processing experience.
Skills:
Must have excellent customer service skills.
Good detail analysis skills.
Great understanding of program guidelines.
Excellent organizational skills.
Mental/Physical Requirements:
Normal Office Conditions

CLICK TO APPLY

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

The position of Processor is the processing of a mortgage loan from beginning to funding.

ESSENTIAL ACCOUNTABILITIES
Communicate with borrowers in a manner which shows sensitivity, tact, and professionalism
Contact each borrower in a timely manner to introduce yourself and go over the process and items needed
Knowledge on reading and understanding appraisals, titles and credit reports; Running and reading DU
Basic business math to calculate income, assets, taxes and monthly insurance
Understand rules regulations, policies and/or procedures along with investor guidelines
Maintains current knowledge about the industry, market trends, competitive position, etc.
Strives to achieve and exceed productivity expectations and standards.
Ability to ‘pre-underwrite’ the file assuming what conditions will be needed prior to the file being underwritten by the underwriter
Requirements

Read, interpret and apply applicable laws, rules, regulations and/or policies an procedures
Deal with people in a manner which shows sensitivity, tact, and professionalism
Demonstrated interpersonal, organizational and time management skills
Accurately document all information pertaining to accounts
Use basic/business math to solve problems
Speak clearly, concisely and effectively; listen to, and understand, information and ideas as presented verbally
Laws governing access to public and private records
Follow written and/or oral instructions
Communicate information clearly and concisely, in writing; read and understand information presented in writing
Use the telephone in a professional and courteous manner
Strong computer skills. Must be able to move through the LOS system and other programs
Time management: Knowing the cut-off times for funding and underwriting so that the file moves smoothly and does not lose a rate lock.
Knowledge of GFE, APR, interest rates and disclosure/re-disclosure time lines
Adaptability to a fast paced environment
Maintain a regular 8 hour shift in addition to any overtime that may be required to keep your pipeline moving smoothly
OTHER REQUIREMENTS
minimum of 1.5 - 2 yrs experience is required
maintain a production average of 3 - 4 loan decisions per day

CLICK TO APPLY

ESSENTIAL ACCOUNTABILITIES
• Communicate with borrowers in a manner which shows sensitivity, tact, and professionalism
• Contact each borrower in a timely manner to introduce yourself and go over the process and items needed
• Knowledge on reading and understanding appraisals, titles and credit reports; Running and reading DU
• Basic business math to calculate income, assets, taxes and monthly insurance
• Understand rules regulations, policies and/or procedures along with investor guidelines
• Maintains current knowledge about the industry, market trends, competitive position, etc.
• Strives to achieve and exceed productivity expectations and standards.
• Ability to ‘pre-underwrite’ the file assuming what conditions will be needed prior to the file being underwritten by the underwriter
Requirements
KNOWLEDGE, SKILLS, AND ABILITIES

• Read, interpret and apply applicable laws, rules, regulations and/or policies an
procedures
• Deal with people in a manner which shows sensitivity, tact, and professionalism
• Demonstrated interpersonal, organizational and time management skills
• Accurately document all information pertaining to accounts
• Use basic/business math to solve problems
• Speak clearly, concisely and effectively; listen to, and understand, information and ideas as presented verbally
• Laws governing access to public and private records
• Follow written and/or oral instructions
• Communicate information clearly and concisely, in writing; read and understand information presented in writing
• Use the telephone in a professional and courteous manner
• Strong computer skills. Must be able to move through the LOS system and other programs
• Time management: Knowing the cut-off times for funding and underwriting so that the file moves smoothly and does not lose a rate lock.
• Knowledge of GFE, APR, interest rates and disclosure/re-disclosure time lines
• Adaptability to a fast paced environment
• Maintain a regular 8 hour shift in addition to any overtime that may be required to keep your pipeline moving smoothly
OTHER REQUIREMENTS
• minimum of 1.5 - 2 yrs experience is required
• maintain a production average of 3 - 4 loan decisions per day

CLICK TO APPLY

Now Hiring 2 Loan Officer Assistant for broker shop located in McHenry County

Requirements-
• at least 3 years mortgage experience
• Familiar with mortgage broker environment
• Working knowledge of FNMA, FHLMC, FHA, VA, Jumbo underwriting guidelines, DU/LP underwriting systems
• Familiar with short sales, and HARP refinances
• Must know how to complete in its entirety a loan application package including but not limited to 1003, GFE, itemization, Safe Harbor Disclosure, TIL, FHA application documentation.
• Must have strong communication skills to deal with all interested parties such as borrowers, lenders, title companies, realtors, attorneys, inspectors, appraisers etc via in person, phone or email.
• Loan Processing experience a huge plus
• Microsoft Office, ,Encompass LOS system

Looking for someone who is detail oriented, quick thinker, enjoys fast paced, multitasking environment and takes pride in job well done.

One position is for 25-30 hours a week. Polish speaking a plus
One position is for 30- 40 hours a week.

Send resume to: Lmarubio@mmsmtg.com

Job Summary:

Supports Mortgage Loan Officer and Mortgage Loan Underwriter by preparing and organizing loan files for underwriting, coordinates loan closings with title companies and clients, prepares documents for loan closings, and prepares loan files for shipping to investors. Assists mortgage clients, underwriters, and investors in resolving problems, clearing verification/documentation exceptions, and serves as a liaison with clients and originators in coordinating loan closings.

Primary Duties/Responsibilities:

This list includes the current primary responsibilities of this position. It is not intended to be all-inclusive and is subject to change, as needed, for the purpose of operational efficiency.
Gathers loan data and documents from clients while ensuring that all loan data is accurate and complies with FNMA and investor guidelines.
Enters and updates loan data into mortgage LOS System.
Orders all documents necessary from outside sources, i.e. appraisals, title work, flood certification, insurance, etc.
Clears processing conditions prior to submission on those listed on Underwriter’s approval by working with the client and requesting any necessary additional documentation.
Continues to monitor rate lock expirations, extends and relocks when necessary with supervisor’s approval.
Coordinates with the title companies to order/process and schedule loan closings. Prepares closing instructions and closing documents.
Once the closed loan packet is received from title company, reconcile closing fees to mortgage general ledger accounts.
Build and prepare mortgage files for shipping and funding to secondary market investors.
Reconciles purchase advice with Mortgage General Ledger accounts.
Posts closing documents i.e. filed mortgage, final title policies and assignments. Ensure that appropriate documents are forwarded to secondary market investor in timely fashion.
Responsible for input of HMDA Data to Point software.
Performs other relevant duties as assigned.

JOB REQUIREMENTS:
Educational Requirements:
High school degree required.

Qualification Requirements:
Thorough knowledge of loan system processing and reporting options.
Thorough knowledge of policy and procedures as it relates to loan documentation and processing.
Thorough knowledge of loan accounting principles and procedures.
Very strong verbal and written communication skills.
Excellent PC skills with various software application packages.
Very strong problem solving of mathematical skills.
Detail-oriented and organized with the ability to work under pressure

Experience Requirements:
One year previous mortgage loan processing experience highly preferred.
Physical Requirements:
Requires long periods of sitting and typing
Ability to lift/carry/push/pull up to 10 pounds

CLICK TO APPLY

Loan Processor / Underwriter

A nationwide financial institution in the area is currently hiring for candidates with 2+ years of Mortgage Loan Processing or Underwriting experience. These positions have the opportunity for growth and long term advancement. The opportunities are located in fast paced environments.

Professionalism and confidentiality is an absolute must
Must be highly professional in demeanor, attire and communication skills
Someone who is willing to go the extra mile to exceed client expectations
Candidates need to feel comfortable multi-tasking

Job Description
- Government loan experience is required for this position.
- They must have a solid knowledge government loan documents and procedures to work or clearing loan deficiencies.
- Requires effective communication with customers, title companies and/or internal partners for issue resolution.
- Examines residential loan documentation for accuracy, completeness, and compliance with appropriate company and secondary market investor standards.
- Evaluates credit decisions for accuracy based upon established risk parameters and in accordance with policy, program, and product guidelines.
- Provides feedback to business partners as appropriate.
- Responsibilities may include examination of several different types of lending (conventional, government-backed, home equity, etc.)
- Responds to company, individual, and investor audits.
- Assists with fraud detection prevention.
- May recommend modifications to quality assurance, underwriting, loan processing, servicing, or fraud prevention procedures.
- Generally has 2 years of experience in residential loan underwriting or processing.
- Encompass LOS Experience is a must

CLICK TO APPLY

A full-time, non-exempt position responsible for the documentation of real estate loans in a centralized environment.
Duties and Responsibilities

Develop and maintain a thorough working knowledge of loan documentation requirements per regulations, bank policy and secondary market guidelines.

Order appraisals, credit bureau reports, title insurance commitments and verifications.

Compile and input real estate loan application information and provide to Underwriting in a timely manner.

Cross-reference information documented on loan applications with source documents for accuracy and completeness.

Preparation of documentation for all consumer equity products, modifications and extensions.

Process withdrawn and denied consumer real estate secured files for appropriate documentation, expense reimbursements from applicants and logging of transactions for appropriate regulatory reporting.

Ensure real estate loans are appropriately tracked for bank’s pipeline.

Ensure prompt, efficient and pleasant service to lenders, secondary market staff and borrowers by solving problems whether or not they relate to this position or the Loan Processing area,

Effectively communicate with other departments of the Bank to facilitate a centralized processing environment.

Provide back up for other consumer loans as necessary to meet production requirements.

Maintain working knowledge of all software utilized to document loans.

Develop and maintain a basic working knowledge of the bank’s customer and account servicing system to effectively assist customers and to expand job and product knowledge.

Maintain a professional and clean personal work area.

Perform other work-related duties, as assigned.

Requirements
Qualifications - Required

1 - 3 years previous loan documentation experience.

Attention to detail, organization and accuracy.

Basic math aptitude.

Familiarity with credit terminology and/or banking.

Experience utilizing personal computers and general office equipment.

Working Conditions (including mental & physical demands)

Work independently within a team environment.

Operate general office equipment (personal computer and printer, copier, typewriter, calculator, fax machine and telephone).

Utilize personal computer for all scheduled work hours

May be required to work overtime to meet volume demands.

CLICK TO APPLY

Send resumes to kim.roach@colvinresourcesgroup.com
About the Company:
Colvin Resources Group (CRG) is a personnel services company specializing in placing accounting and financial professionals.Since its inception in 1990, we have proudly served the greater Dallas area and have worked with some of the area’s top companies. Placements include direct hire and contract service positions. As an added service, we provide the client the opportunity to payroll service their candidates. Our current clientele include companies operating in the real estate, manufacturing, automotive, healthcare, and mortgage industries.

CLICK TO APPLY

Type: Full time
Salary: (Verify your salary with Salary.com) Based on experiance
Location: United States - California - Milpitas

Job Description:
Duties & Responsibilities (but not limited to):
* Working with Loan Officers, Clients and internal staff.
* Obtain,review and verify loan application and all documents for
borrowers qualification for specified loan programs.
* Provide all the loan disclousers
to all borrowers.
* Enter/upload data into loan orgination system.
* Following up on underwriting conditions with clients, prepare doc, arrange sign borrowers,funding & Closing loans.
Skills:
* Excellent verbal & Communication skill.
* Minimum one year mortgage loan processing experience.
* Knowledge of laon programs & guidelines.
Comments:
Send a cover letter with salary expectation and your detail resume to HR@avexfunding.com

CLICK TO APPLY

Essential Duties:
• Responsible for duties related to loan processing and closings. Identify aspects of transactions requiring special attention, arrange for funding, and ensure files are fully documented. Maintain contact with borrowers and their representatives; order necessary 3rd party reports.
• Responsible for setting up loan files and documentation, closing, and funding. Analyze entity structures and other 3rd party reports related to loan documentation.
• Perform and process draw requests and take action on items affecting the disbursement process such as change orders, sufficiency of funds, liens, set asides, etc.
• Partner with loan officers/analyst as primary liaison with borrowers and their representatives, attorneys, and title company representatives.
• Responsible for ensuring all terms of loans are incorporated in the documents, closing conditions are met, and loans are closed within appropriate time frames.
• Analyze title insurance commitment reports including title exceptions and prepares title/escrow instructions.
• Responsible for performing file setup and coordinating the activities of legal counsel and title and escrow personnel. Carry administrative policy and conditions of approval.
• Perform internal accounting functions for fundings and prepare data input boarding sheets related to loan set-up in bank systems.

Education:
High School Diploma or GED required.
Bachelor’s Degree in Accounting, Finance, or other related area preferred.

Skills and Knowledge:
• Work Experience: 1 - 3 years of experience in mortgage lending, closing, title, escrow, or related field required. Multi-family lending experience preferred.
• Possess a thorough understanding of loan processing, escrow, and closing procedures.
• Knowledge of real estate lending and documentation. Knowledge of title and survey matters, including the ability to evaluate exceptions to title.
• Basic understanding of regulatory requirements and accounting principles.
• Proficient in MS Office Suite, spreadsheets, and lending software.
• Possess strong organizational, interpersonal, and customer service skills. Excellent written and verbal communication skills required.

Physical Demands:
May require lifting file boxes weighing up to 25 lbs.

CLICK TO APPLY

Location: Lakewood
Salary: Negotiable
Job Type: Permanent
Job Sector: Other
Recruiter: Alliance Office Solutions
Alliance Office Solutions is the premier staffing service for administrative professionals and one of the fastest growing companies in Northeast Ohio. JOB DESCRIPTION: A banking institution in the Lakewood, OH area is looking for a top performing Loan Processor. This person is responsible for providing quality customer service by obtaining necessary documentation for underwriting the loan file.

RESPONSIBILITIES:
-Order third party documentation
-Gather completed loan package in proper order for underwriting by verifying that all required documentation is in the file and preparing an audit sheet to document file review
-Directly communicate with customer order to obtain initial and missing documentation required to qualify for the loan
-Prepare proper disclosures as required by regulations
-Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information
-Process correspondent loan files by reviewing and updating applications in Loan Origination System.
-Enter borrower funds and update spreadsheet describing deposits

REQUIREMENTS:
-High School diploma
-Knowledge of RESPA guidelines and loan documents
-Good computer skills
-Excellent communication and interpersonal skills
-High attention to detail and accuracy
-Ability to multitask

We make our employees a top priority! Alliance Office Solutions offers great benefits, retention pay, holiday pay and flexible scheduling options within rewarding assignments in some of the best employers in Northeast Ohio. Our recruiters and account managers will work hard to accommodate your career preferences. Our supportive staff is available to provide you with the assistance you need to get your job done.

CLICK TO APPLY

POSITION SUMMARY
The Mortgage Loan Processor is responsible for the timely, accurate completion and review of application(s) and processing of loans. Responsibilities include maintaining effective and timely communication with the appropriate internal and external party’s associated with the loan(s) to ensure coordination and exchange of information for ultimately accomplishing the timely closing of member’s loan(s).

DUTIES & RESPONSIBILITIES (ESSENTIAL FUNCTIONS)
Effective use of daily pipeline reports to manage workflow.

Meet secondary market lock.
Order appraisal, title work, credit report, verifications and any other necessary documentation.
Verify and update application information.
Interact with members regarding loan status.
Process mail and input document tracking dates.
Check for accuracy and completeness to ensure FORUM meets all compliance regulations.
Understand mortgage products and prices.
Handle incoming telephone calls with professionalism and courtesy. This includes directing calls to the proper person, taking accurate detailed messages, and retrieving messages from voice mail.
Perform additional duties as assigned.

Required Skills

KNOWLEDGE, SKILL, AND ABILITY REQUIREMENTS
High level of customer service and interpersonal skills
Strong business acumen
Strong problem solving and organizational skills
Demonstrated initiative • Effective oral and written communication skills
Displays professionalism
Teamwork oriented
Proficient computer skills (Microsoft Office software)
Required Experience
REQUIRED WORK EXPERIENCE
College Degree or equivalent work experience
2+ years previous experience in the mortgage industry, preferably in an administrative support/loan processing role

Job Location
Fishers, IN US
Position Type
Full-Time/Regular

CLICK TO APPLY

Advantage Mortgage is an FHA Mortgage Broker/Banker licensed in 16 states, looking for an EXPERIENCED processor to work in a fast-paced, FUN, working environment. Someone who enjoys processing & is motivated by MONEY & wants to earn $15,000 per month + Bonus + Health Insurance!

We fund CONV, FHA, VA, REVERSE, USDA, SUPER-JUMBO, CALSTERS, DU REFI PLUS, OPEN ACCESS, and much more…

Requirements:

2-5 Years Experience in processing residential mortgage loans
2-5 Years Experience in processing FHA residential mortgage loans
1 Year Experience in opening/closing Virtual Escrow orders
Proficient in submitting, locking, on all of the major lender websites
Able to run DU, DO, LP
Proficient in Calyx Point
Proficient in Microsoft Word, Excel, Outlook
Very organized, strong work ethic, excellent time management skills
Energetic, strong personal and phone skills
Knowledgeable in basic loan compliance

You will be responsible for processing mortgage loans from submission to funding. You will package each loan and submit them to the various lenders electronically. You will be required to work with ourloan officers to ensure that all documentation is obtained and submitted to the lenders. You will open escrow via our virtual escrow system and close the escrow upon funding. When the loan funds, you will quality control the file and make sure that all compliance items are in the file.

We are closing 50 loans per month on average.
Commission based with bonus, salary considered if you’re a Superstar

CLICK TO APPLY 

Responsible for processing loan applications received from loan officers through to the underwriting stage

Education:
High school diploma or GED.

Experience:
Loan documentation processing, trade specific operating software

CLICK TO APPLY

Essential Duties:
• Responsible for duties related to loan processing and closings. Identify aspects of transactions requiring special attention, arrange for funding, and ensure files are fully documented. Maintain contact with borrowers and their representatives; order necessary 3rd party reports.
• Responsible for setting up loan files and documentation, closing, and funding. Analyze entity structures and other 3rd party reports related to loan documentation.
• Perform and process draw requests and take action on items affecting the disbursement process such as change orders, sufficiency of funds, liens, set asides, etc.
• Partner with loan officers/analyst as primary liaison with borrowers and their representatives, attorneys, and title company representatives.
• Responsible for ensuring all terms of loans are incorporated in the documents, closing conditions are met, and loans are closed within appropriate time frames.
• Analyze title insurance commitment reports including title exceptions and prepares title/escrow instructions.
• Responsible for performing file setup and coordinating the activities of legal counsel and title and escrow personnel. Carry administrative policy and conditions of approval.
• Perform internal accounting functions for fundings and prepare data input boarding sheets related to loan set-up in bank systems.

Education:
High School Diploma or GED required.
Bachelor’s Degree in Accounting, Finance, or other related area preferred.

Skills and Knowledge:
• Work Experience: 1 - 3 years of experience in mortgage lending, closing, title, escrow, or related field required. Multi-family lending experience preferred.
• Possess a thorough understanding of loan processing, escrow, and closing procedures.
• Knowledge of real estate lending and documentation. Knowledge of title and survey matters, including the ability to evaluate exceptions to title.
• Basic understanding of regulatory requirements and accounting principles.
• Proficient in MS Office Suite, spreadsheets, and lending software.
• Possess strong organizational, interpersonal, and customer service skills. Excellent written and verbal communication skills required.

Physical Demands:
May require lifting file boxes weighing up to 25 lbs.

No recruiters, agencies, third-party agents, or consultants, please - only direct applications from candidates. All other inquiries must be directed to the Human Resources Department at (509) 458-2711.

CLICK TO APPLY

The Loan Processor accurately and efficiently processes mortgage applications and documents pertinent to all types of mortgage loans.

Duties &
Responsibilities

: Submit complete loan files to investor.
: Place appraisal orders, which is then handled by Loan Coordinators

: Clear investor loan conditions and gather documentation.
: Correspond to Loan Officers on the status of their files.
: Schedule closings.
: Send complete documentation to title company performing loan closing.
: Follow-up on loan funding.
: Update loan origination software during the loan process.

Job
Requirements

Education and/or Experience
: High school diploma, required. Bachelors Degree preferable.
: 3-5 years of loan processing experience.

Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

: Ability to complete tasks within deadlines.
: Detail orientated and high degree of accuracy.
: Strong organizational and planning skills.
: Ability to multi-task.
: Excellent customer service skills.
: Ability to maintain confidentiality in all matters.
: Strong oral and written communication skills.
: Computer proficiency with Microsoft Office Suite.
: Knowledge of Federal and State regulatory requirements.

Language Skills : Ability to read and speak English proficiently.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

: While performing the duties of this job, the employee is regularly required to talk or hear.
: The employee frequently is required to stand, walk, sit; use hands to handle or feel; reach with hands and arms; and stoop, kneel, or crouch.
: The employee must occasionally lift and/or move up to 25 pounds.
: Specific vision requirements include the ability to see at close range.
: At times, may require more than 40 hours per week to perform the essential duties of the position.
: Fine hand manipulation (keyboarding).

Work Environment
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

: Internal office space.
: The noise level in the work environment is usually moderate.

CLICK TO APPLY

The Loan Processor is responsible for gathering the documentation necessary to process and obtain mortgage approval and keeping the customers informed on the status of their loan.
Essential Functions:
1. Set up loan files, manually and on the computer, and order all exhibits (i.e., VOE’s, VOD’s credit report, etc.) as soon as the file is received. Deposit loan application fees, which must be received prior to case opening.
2. Order appraisals upon contract and/or receipt of plans and specs or contract, depending on loan type.
3. Serve as a liaison between the customer, sales representative, and the underwriting department.
4. Process the mail for each loan file verifying the accuracy and completeness of each document. Update data on computer system as soon as documents are received. Serious discrepancies are to be brought to the attention of the Loan Officer.
5. Work up cases for submission when all required exhibits are received. Follow up on submitted loans and/or pended loans.
6. Upon approval of the loan, notify the borrower(s) and appropriate personnel. Prepare commitment letter(s), denial letter(s), and cancel files when necessary.
7. In preparation for closing, prepare closing instructions, follow-up on contingencies, and verify lock information, if applicable.
8. Weekly and monthly reporting to the office or Branch Manager for distribution to the appropriate division(s) and corporate office (i.e., drawer count, CDS Log, Stats, etc.)
9. Dependent on location, may be required to take loan application.
10. Minimal travel required for training purposes and off-site meetings.
11. Operate equipment (i.e., telephone, computer, facsimile, typewriter and photocopier).
12. Be knowledgeable of broker products and companies. Must be able to process loans according to broker guidelines.
13. Must be able to process loans through desktop underwriting for submission.
14. Effectively communicate loan status and issues with Loan Officer and/or Supervisor.
When you work for an industry leader, we reward you with:
• Excellent Salary Package
• Outstanding Growth Potential (80% of our managers have been promoted from within)
• Lucrative Profit Sharing/Employee Stock Ownership Plan
• 401(k)
• Medical Insurance
• Dental Insurance
• Paid Vacations and Holidays
• Home Purchase Discount
It takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.
No Phone Calls Please
We are an Equal Opportunity Employer
Drug Testing, Background and Credit Check Required
All applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

CLICK TO APPLY

JOB DETAILS
Career Field Banking/Financial Services
Job Duration Full Time
Job Shift Day
Minimum Education High School or Equivalent (GED)
Salary Offered $0 - $5,000/ year
Relocation Assistance Not Available
JOB DESCRIPTION
Preparation of documents for new, renewed and modified loans. Coordination of loan closings with closing agents ensuring all required documents and disclosures are forwarded and fees collected. Perform UCC searches, order flood certificates, appraisals, online title searches and property evaluations. Process closed loans ensuring all loan packages are complete, instructions signed and items collected. This position also serves as the construction loan administrator, which would include reviewing contracts and loan budgets, obtaining all required certifications and background checks and handle all draws and monthly payments. Must maintain an excellent knowledge of Board established policies and procedures regarding BSA, AML, CIP and OFAC and comply with those policies and procedures at all times

This is a non-smoker employer.
Only those applicants with the following requirements will be contacted: minimum 3 years banking experience, preferably in a community bank, previous experience in loan document preparation and document imaging with Laser Pro, strong residential and commercial lending experience; professional oral and written communication skills, proficient Excel spreadsheet skills, ability to work in a team environment and under pressure of deadlines, strong time management and organizational skills. Experience with Fiserv a plus, experience ordering and review of appraisals a plus.

CLICK TO APPLY

- Must have prior training experience in mortgage underwriting and processing, specializing in FHA VA
- Work from home using our online training platform
- $25 per hour
- Paid Monthly
- Create New Materials as well as update existing materials where needed
- Create new classes on an ongoing basis
- Paid as a 1099 Independent Contractor
- May start immediately

Please email your resume and cover letter to jobs@loanprocessortraining.org

Stability, growth, leadership …if you are seeking a future filled with opportunity then we would like to talk with you. NVR, Inc. (parent to Ryan Homes, NVHomes) is one of the largest homebuilding and mortgage banking companies in the nation. We are currently the most profitable US builder and we have generated the industry’s highest earnings per share growth rate over the last 10 years. Founded in 1948, the company has grown to over 2500 employees operating in major cities in the eastern half of the United States.

The Loan Processor is responsible for gathering the documentation necessary to process and obtain mortgage approval and keeping the customers informed on the status of their loan.
Essential Functions:
1. Set up loan files, manually and on the computer, and order all exhibits (i.e., VOE’s, VOD’s credit report, etc.) as soon as the file is received. Deposit loan application fees, which must be received prior to case opening.
2. Order appraisals upon contract and/or receipt of plans and specs or contract, depending on loan type.
3. Serve as a liaison between the customer, sales representative, and the underwriting department.
4. Process the mail for each loan file verifying the accuracy and completeness of each document. Update data on computer system as soon as documents are received. Serious discrepancies are to be brought to the attention of the Loan Officer.
5. Work up cases for submission when all required exhibits are received. Follow up on submitted loans and/or pended loans.
6. Upon approval of the loan, notify the borrower(s) and appropriate personnel. Prepare commitment letter(s), denial letter(s), and cancel files when necessary.
7. In preparation for closing, prepare closing instructions, follow-up on contingencies, and verify lock information, if applicable.
8. Weekly and monthly reporting to the office or Branch Manager for distribution to the appropriate division(s) and corporate office (i.e., drawer count, CDS Log, Stats, etc.)
9. Dependent on location, may be required to take loan application.
10. Minimal travel required for training purposes and off-site meetings.
11. Operate equipment (i.e., telephone, computer, facsimile, typewriter and photocopier).
12. Be knowledgeable of broker products and companies. Must be able to process loans according to broker guidelines.
13. Must be able to process loans through desktop underwriting for submission.
14. Effectively communicate loan status and issues with Loan Officer and/or Supervisor.
When you work for an industry leader, we reward you with:
• Excellent Salary Package
• Outstanding Growth Potential (80% of our managers have been promoted from within)
• Lucrative Profit Sharing/Employee Stock Ownership Plan
• 401(k)
• Medical Insurance
• Dental Insurance
• Paid Vacations and Holidays
• Home Purchase Discount
It takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.
No Phone Calls Please
We are an Equal Opportunity Employer
Drug Testing, Background and Credit Check Required
All applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

CLICK TO APPLY

Requirements: High school education or equivalent. At least two years of experience in general office work or completion of Associate’s degree in Administrative Office Systems or related area. Previous experience as a mortgage loan assistant is desirable.

Effective oral and written communication skills. Strong customer relation skills and ability to communicate effectively and work well with supervisor, co-workers and customers in a cooperative and positive manner.

• Typing skills, 50 WPM minimum
• Letter formatting skills
• Computer experience, desirable
• Attention to detail
• Ability to operate a variety of office equipment
• Use of ALLREGS, Freddie Mac, Fannie Mae, USDA, FHA guidelines, desireable
Job Description: Coordinate the processing of approved new mortgage loans and any other documentation as necessary. Report any exceptions promptly and prior to disbursement.

New Loans:
• Enter loan application into E3 system and obtain approval from automated underwriting system.
• Understands and can interpret DU/LP findings.
• Lock, cancel and extend interest rates for secondary market loans.
• Order flood certifications, appraisals, title commitment, UCC orders and searches and other orders as required.
• Review loans in process for accuracy, technical exceptions and adherence to policies, laws and regulations; reports exceptions to immediate supervisor and/or mortgage loan officer.
• Schedule and prepare loan closing documents.
• Understands and can explain all disclosures and closing documents.
• Close loans and disburse loan proceeds.
• Ensure documents and recorded and legal filings complete.
• Follow up on documentation exceptions and/or any outstanding items such as financial statements and evidence of insurance.
• Maintain withdrawn/denied files and verify applications are complete and accurate.
Prepare transactions, reports, correspondence, memos, and perform other clerical/administrative duties in an accurate manner.

Handle phone calls, take messages. Schedule loan closings.

Respond to internal and external inquiries regarding the status of loans in process, technical exceptions, loan documents and other banking related questions.

CLICK TO APPLY

A fast growing mortgage company is seeking experienced processors, underwriters and trainees. Attention to detail is a must! Ability to follow directives, work independently and proactively resolve the many obstacles that exist in the underwriting of loans. You must have the ability and strong desire to work in a team environment to exceed company goals. You must be able to and DESIRE to effectively communicate with all parties in the mortgage transaction via email and phone. Do you genuinely love the mortgage industry or is it simply a job? Do you know all of the capabilities of CALYX POINT, ENCOMPASS and/or other mortgage technologies? Do you want to learn something new every day? Do you want to make an impact on improving processes and assisting other employees? Are you happy, want to have fun, have a genuine desire to be the very best in the industry? Do you have to leave the office when you have worked 8 hours or when you are done with your days work? Are you the best? Do you love winning? If you have ALL of these qualities then we are very interested in you!

Job Description:
Reviews, processes and underwrites mortgage files to Fannie Mae/ Freddie Mac underwriting guidelines which includes but is not limited to verification of assets and income (tax returns). Review of title and appraisal. Independent management of loan pipeline in a team environment.

ESSENTIAL JOB FUNCTIONS:
Independent management of defined pipeline.
Effective Communication/Interfaces via email and phone with all parties in the mortgage transaction.
Underwrites mortgage loan files in compliance with Fannie Mae/ Freddie Mac underwriting guidelines and state and federal reporting guidelines (including RESPA, HMDA, and HOEPA Section 32).
Strictly adheres to specified underwriting guidelines to fulfill FHA, and agency loans.
Verifies all documentation associated with mortgage originations including but not limited to: income, asset, credit, appraisal and title information.
Promptly and accurately reviews files within specified timelines.
Ensures accuracy between file, LOS (TMO) and final AUS findings.

Send your resume to: dhoffman@mtgcoa.com

Location: Charlotte, NC
# of openings: 5

Description
The loan processor will work with Loan Officers to manage the processing of mortgage applications through various investors. The processor will also gather and validate verification documentation on the borrower and the collateral property.

Confirms loan application is complete.
Prepares and mails initial loan disclosures.
Orders credit reports; independently structures loan options and submits loans to appropriate automated underwriting system.

Evaluates AUS findings from Loan technicians and requests required documentation fro borrowers
Review and properly interpret appraisal reports, title reports and other collateral documentation.
Reviews AUS conditions obtained and match conditions to findings
Completes a file review with the loan technicians to confirm terms of loan.
Processes Change Requests as needed.
Responsible to ensure loan origination system is properly updated after each borrower conversation or attempted contact
Delivers completed file to technician for review prior to submission
Submits complete file to Underwriter for final review and underwriting.
Clears all prior-to-doc and prior-to-funding conditions
Order loan docs and closing documentation
Verifies that final loan provides a tangible net benefit to the borrower.
Provides management for feedback on loan process and investor changes
Ensure every loan meets quality and accuracy standards of the Company
Assist in the training of less experienced processors

CLICK TO APPLY

Description
Prepares and processes mortgage loan records, files and correspondence from application through approval. Assures compliance with bank, regulatory and investor guidelines and customer service standards. Communicates with customers, internal staff, brokers, counsel, title companies, etc. to respond to inquiries, resolve problems and obtain all necessary documentation required for the file.

Your Career is Here.
Qualifications
Basic Qualifications
- High school diploma or equivalent
- Two to three years of experience in loan processing and closing activities
Preferred Skills/Experience
- Well-developed ability to manage multiple tasks/projects and deadlines simultaneously
- Thorough knowledge of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems
- Thorough knowledge of credit policies and approval processes
- Strong verbal and written communication skills
Job Operations
Primary LocationOhio-OH-Cincinnati
Shift 1st - Daytime
Average Hours Per Week 40

CLICK TO APPLY

Top private money lender and real estate purchase company needs a Senior Loan Processor for their day to day activities.

Position Summary:
Prepares and processes mortgage loan records, files and correspondence from application through approval. Assures compliance with investor guidelines and customer service standards. Communicates with customers, internal staff, brokers, title companies, etc. to respond to inquiries, resolve problems and obtain all necessary documentation required for the file. As a Senior Loan Processor, the essential functions of your job include, but are not necessarily limited to, the following:

Essential Duties & Responsibilities:
- Entering prospective new loan applications into the loan origination system ordering credit reports, appraisals, escrow instructions, and preliminary title reports; verifications, and any other item required on the loan files.
- Reconciling and organizing all application information received and checking items for qualification; provide status updates, discussing any problems/concerns that may surface relating to credit verification inadequacies, omission of critical documentation, etc., with processors, underwriters, loan officers and/or supervisor in order to achieve resolution.
- Contacting necessary parties for any items still missing, which may include sending applicant an Incomplete Loan Application letter and/or calling applicant directly for necessary items or clarification; advising operations manger and loan officer of any problems that are perceived in completing the package in a timely manner.
- Ensuring that all files submitted to underwriting are complete, stacked properly, tabbed as appropriate and easy to navigate through and understand, allowing the underwriter to complete an evaluation of the file in a timely manner.
- Reviewing the completed loan files to ensure accuracy, compliance with loan commitment and instructions.
- Preparing all paperwork necessary and communicating status of loan documents, fundings and pre-funding loan conditions to all interested parties including escrow, title, brokers, agents, etc.
- Auditing a variety of records and documents for accuracy, completeness and consistency; may maintain some files and records.
- Following the flow of the file through the entire system, from initial receipt through funding, to ensure everything is being handled in a timely expeditious manner. May step in to assist in the resolution of any problems that develop throughout the process.
- Preparing all cancelled or declined loan files for the operations manager for quality control and file retention as needed.
- Performing related duties and special projects as assigned.
- Resolving any problems and conditions on files.

Essential Job Requirements:
Experience: Minimum 3 years loan processing and closing activities with prior managerial experience.
Education: High School Diploma or GED equivalent, Associate Degree preferred.

Required Skills: Ability to manage multiple tasks and deadlines simultaneously. Advanced knowledge of loan processing and closing policies, procedures, documents, underwriting requirements and approval process. Must possess accurate typing speed of 40 wpm and the ability to perform clerical and statistical work requiring speed and accuracy. Must possess basic math skills and competent working knowledge of computer software (Microsoft Word, Excel, Outlook and loan processing applications). Excellent written and oral communication skills.

To be considered for this position, please email a resume with your name, position you are seeking in the email subject line and salary history.

CLICK TO APPLY

Company: Loan Production - Mortgage Banking 0146

More information about this job:

Overview:
The purpose of this position is to process residential mortgage loan applications to ensure a smooth mortgage process. This position is for an experienced loan processor having several years experience in the processing of residential mortgage loans.

Responsibilities:
- Ensure compliance with bank and government regulations.
- Data entry of loan applications to bank’s processing system.
- Submit applications to automated underwriting system.
- Order and collect documentation necessary to address automated underwriting findings.
- Communicate with all parties on status of file.
- Work with originator and borrower to clear underwriting conditions.

Qualifications:
- Knowledge of mortage investors guidelines, appraisal process, automated underwriting, and compliance guidelines
- Ability to learn new processes quickly, retain information, and validate received information as applicable
- Ability to understand, apply knowledge, and resolve issues that arise between automated rules and manual rules
- Good organizational skills
- Good communication skills
- Good computer skills
- High School diploma
- One to three years of related experience
- Related processing experience within a business, such as a bank, credit union, legal firm, insurance company, etc.

CLICK TO APPLY

Graduation from a 4-year college or university with major course work in a discipline related to the requirements of the position is preferred. Will consider the equivalent combination of job experience & education that demonstrates the ability to perform the essential functions of this job.

2 years experience processing government and agency mortgage loans.
Job Description: JOB SUMMARY

The Loan Processor Responsible for the overall processing of mortgage loan files and general administrative duties.

ESSENTIAL JOB FUNCTIONS

Performs the processing of mortgage loan files requiring the verification of loan documents including income, credit appraisal and title insurance-while maintaining strict compliance with RESPA, Section 32, HMDA and the turndown of mortgage loan files. Also includes any administrative duties to complete these tasks (i.e. faxing, copying, filing and phone support).

Provide strong communication and support to underwriting, mortgage professionals and customers to clear stipulations needed for mortgage loan files to ensure a quick turnaround time.

Gathers credit and other documents from the customer and third parties in support of the loan approval decision.

Enter loan information into Nationstar Mortgage computer system. Prepare closing documents and arrange closings with loan officer and closing department.

FUNCTIONAL JOB COMPETENCIES

Integrity and Trust: Is widely trusted; is seen as a direct, truthful individual; can present the unvarnished truth in an appropriate and helpful manner; keeps confidences; admits mistakes; doesn’t misrepresent him/herself for personal gain.

Customer Focus: Is dedicated to meeting the expectations and requirements of internal and external customers; gets first-hand customer information and uses it for improvements in products and services; acts with customers in mind; establishes and maintains effective relationships with customers and gains their trust and respect.

Composure: Is cool under pressure; does not become defensive or irritated when times are tough; is considered mature; can be counted on to hold thing together during tough times; can handle stress; is not knocked off balance by the unexpected; doesn’t show frustration when resisted or blocked; is a settling influence in a crisis.

CLICK TO APPLY

SIRVA, Inc. is a leader in providing relocation solutions to a well-established and diverse customer base around the world. The company has redefined the relocation industry by offering innovative ways for customers to achieve their individual business goals, while providing global end-to-end relocation services, including program development and management, home purchase and home sale services, household goods moving, and mortgage services. SIRVA conducts more than 300,000 relocations every year, transferring corporate and government employees and moving individual consumers. The company operates in more than 40 countries with approximately 4,000 employees and an extensive network of agents and other service providers in over 175 countries.
SIRVA brings together strong, collaborative people in dynamic culture of mutual respect, support, and passion for the brand and product. We believe innovation drives winning performance, and we constantly challenge ourselves to be the very best we can in every aspect of our business. You will be surrounded by some of the best and brightest people in the industry. At SIRVA you will be in great company!

SIRVA achieved the highest scores among the six largest relocation providers of the 24 areas surveyed Trippel Survey Research LLC Seventh Annual Relocation Managers Survey- November 2008

The loan processor is responsible for reviewing loan applications, creating condition checklists, reviewing conditions with borrowers, and clearing conditions. The processor is expected to work within the Loan Counselor/Closer team and be available for customer contacts as needed.
The successful individual will leverage their knowledge and experience to:
Utilize technical knowledge of the mortgage industry in unison with specific knowledge of relocation policies and practices to underwrite loan files, collect and review documentation and create loan decisions to ensure the highest level of customer service
Make independent decisions based on interpretations of mortgage lending guidelines to create condition checklists and communicate with borrowers to acquire required conditions
Analyze data and appraisals specific to providing secondary with loans acceptable to the secondary market
Deliver loans, which are in purchasable condition, to the Secondary Department
Submit loans through underwriting systems, underwriters and/or investors for approval
Rely on skills to communicate and interact with agents, underwriters and team to provide key information to borrowers to successfully bring loans to closure
Authority to review and clear conditions and issue commitments
The accomplished individual will possess:
3-5 years processing mortgage loans is required
Excellent ability to communicate with customers, vendors and team members
Strong organizational skills
Outstanding communication skills, both verbal and written
A self-managed style that does not require hands-on management supervision
Strong organizational and time management skills
Flexibility to multi-task and adapt to change
Proficient in Microsoft Excel
The ideal candidate should have:
High school diploma required
Basic mortgage banking courses in underwriting and appraisal required
College preferred

SIRVA is an equal opportunity and affirmative action employer and we pride ourselves on hiring and developing the best people. All employment decisions (including recruitment, hiring, promotion, compensation, transfer, training, discipline and termination) are based on the applicant’s or employee’s qualifications as they relate to the requirements of the position under consideration. These decisions are made without regard to race, sex, national origin, color, age, disability, veteran status, pregnancy, sexual orientation, religion or any other basis prohibited by applicable law. More information about SIRVA can be found on the Company’s Web site at www.sirva.com.
Job Location
Independence, OH US
Position Type
Full-Time/Regular

CLICK TO APPLY

2015 Spring Road, Suite 750, Oak Brook, IL 60523

Virtual Location?

No

Job Category

Mortgage/Real Estate

Business Category

MetLife Bank

Experience Required

0-3 yrs of related experience.

Number of Openings

2

Job Description

Job Summary: Provides quality loan processing, reviewing files for adherence to underwriting standards and ensuring completeness of submission. Will contact borrower and/or mortgage consultant to collect necessary documentation for loan processing.

Functional Responsibilities: Processes mortgage loans according to established timelines, Standard Process Flow, regulations and procedures. Ensure file meets minimum documentation/product guidelines. Perform welcome call to customers. Review credit, income, assets, disclosures, order title, MI and appraisal, if applicable. Complete required checklists/worksheets. Obtain additional documentation needed from all sources, while notifying the Mortgage Consultant via Loan Trac/Tango of items missing. Update systems to reflect accurate information. Submit for Underwriting approval. Communicate, prepare and mail out commitment letter, notice of incompleteness or declination. Review title requirements, exceptions, and other information obtained for accuracy , completeness, and conformance. Review & collect underwriter conditions and submit conditions to underwriting for final approval. Review loan system and documentation in file returning to underwriting, if applicable. Upon receipt of final approval, prepare authorization to close and send to all parties. Review and respond to exception reports, internal and external audits, as required. General awareness of all legal regulations relating to processing and closing. Performs other related duties as assigned or required.

Supervisory Responsibilities: None

Job Requirements

Typical Experience: 0-3 yrs of related experience. High School Diploma or equivalent education/experience required.

Equal Employment Opportunity

MetLife is proud to be an equal opportunity/affirmative action employer. We are committed to attracting, retaining and maximizing the performance of a diverse and inclusive workforce.

CLICK TO APPLY

Colorado State Bank and Trust is a division of BOK Financial, a Top-50, $24 billion regional financial services company that provides commercial and consumer banking, investment and trust services, mortgage origination and servicing, and an electronic funds transfer network . Holdings include BOKF, N.A., BOSC, Inc ., Cavanal Hill Investment Management, Inc. , and Southwest Trust Company, N.A . Operating divisions of BOKF, NA include Bank of Albuquerque , Bank of Arizona , Bank of Arkansas , Bank of Oklahoma , Bank of Texas , Colorado State Bank and Trust , Bank of Kansas City , and the TransFund electronic funds network. Shares of BOK Financial are traded on the NASDAQ under the symbol BOKF. For more information, visit www.bokf.com .

BOKF’s continued growth can be attributed to focusing on core objectives which include investing in top talent, maintaining diverse revenue streams and expanding its regional presence with the goal of becoming the premiere financial services provider in each of its markets.

The Mortgage Loan Processor is primarily responsible for receiving, processing and computer input of information supplied on loan applications, assembling completed documentation files for submission to underwriters and maintaining customer/third-party referrers contact throughout this process.

Responsibilities :

Requests loan documentation, credit reports, flood certifications, appraisals and mails verification forms; types labels for files, faxes set-up to title company; conducts regular follow up with outside sources of outstanding documents; tracks and inputs all HMDA data and reviews for accuracy; receives and handles approximately 20 to 30 incoming “status” calls from buyers/realtors/builders/title companies daily.
Inputs FHA and VA appraisals into automated system, inclusive of detailed information for property; faxes copy of appraisals and conditions to realtor/builder; inputs data in system for flood determination; prints and reviews certification; provides documentation and follow-up if additional review is needed.
Monitors and reconciles all incoming mail and/or alternate documentation for accuracy, making appropriate telephone calls to borrower or institutions for final verification; inputs or validates all data in the system and reviews for pricing discrepancies with initial loan application; reviews all files in process for 30-day activity status; updates any expired documents; prepares file order and copies file for HELOC/TELOC loans; hand types all documents for bond programs.
Completes final evaluation and analysis of completed application package and prepares file for approval; assures compliance with FHA/VA, FNMA and FHLMC underwriting guidelines; prints all necessary forms and disclosures for loan submission; reviews documents carefully, placing documents in file order and all FHA files in direct endorsement file order and in case binder.
Inputs approval or declination information into computer system; reviews underwriting conditions; issues loan commitment letter and forwards to borrower’s agent / builder; reviews conditions with borrower and obtaining conditions prior to closing loan; prepares ECOA to send to customer if loan denied; informs borrowers, realtors, builders and closer of status of loans.
Reviews and responds to monthly Adfitech reports; obtains file and documents, makes corrections as needed; prepares written responses required; documents receipt of application fee checks; logs all invoices and checks received on loans in process form; reconciles prior to loan submission / busted file.
Maintains timely busted file procedures; reviews files, reconciles L.I.P., prepares ECOA to be sent to customer and updates system; reconciles loan status reports for proper status code.

Qualifications :

This level of knowledge is normally acquired through completion of high school and a minimum of 5+ years of mortgage loan processing experience, which should include 1 or more years of prior operational support and/or loan documentation review experience in a mortgage lending institution or a real estate or title agency.
In-depth knowledge of mortgage lending guidelines and regulations (FHA, VA, Conventional, FHLMC, FNMA and private investor)
In-depth knowledge of mortgage loan underwriting criteria
Ability to perform complex mathematical calculations
Ability to operate PC and 10 key by touch
Ability to type 50-60 wpm
Good interpersonal skills and oral and written communication skills
Outstanding Benefits:
Medical, Dental, Vision, FSA, Life Insurance and AD&D
401(k) with company match
Time Off (Vacation, Bank Holidays, Personal and Sick)

CLICK TO APPLY

Description:

Corporate Job Bank is currently seeking Loan Processors to work for our clients in the Phoenix area. Our clients are looking for candidates to come aboard and immediately begin processing FHA, VA, and Conventional loans.

WORK WITH THE BEST!

Our clients a regional Credit Union that has a solid reputation in the banking nad lending industry. Feel confident in your service and products and secure in your job.

Required Skills:

Corporate Job Bank is offering immediate interviews to qualified individuals. Minimum qualifications are:
-Must pass credit and background screening prior to interviewing.
-3+ years experience processing consumer mortgages in a volume environment.
- Excellent customer service experience a must.
- A sound working knowledge of consumer lending laws, ethics and regulations.
- A thorough understanding of the mortgage lending process from cradle to grave.
- FHA, VA, and Conventional lending experience (strong recent hands on experience with each a must.)
- A professional work ethic, outlook and attitude.
- Solid computer skills including working knowledge of standard processing software packages.
- A thorough attention to detail.
- Strong customer service skills and mentality.

If you meet these qualifications and are serious about starting your new career today, contact us today!

Morris Jessup
phoenixrecruiter@corporatejobbank.com
Corporate Job Bank and Professional Search Associates
1955 E Broadway Rd. STE 102.
Tempe, AZ 85282
Phone: 480-966-0709
Fax: 480-966-1992

Corporate Job Bank and Professional Search Associates are Equal Opportunity Employers
Corporate Job Bank and Professional Search Associates is a Drug Free Workplace

ABOUT CORPORATE JOB BANK AND PROFESSIONAL SEARCH ASSOCIATES:
Corporate Job Bank Personnel Services and Professional Search Associates are the largest locally owned staffing organizations in Arizona. We are full service personnel firms providing temporary, temp-to-hire, and direct hire placements ranging from the receptionist to the upper levels of management. Through our twenty years in operation, we know how to bring together our clients and candidates for an accurate match.

Our core competencies range from mortgage and banking, engineering, call center management, municipalities, IT, accounting and finance, legal, and logistics.

We believe in hard work and conduct our business with professional ethics and integrity.

We are involved in our local business community and stay abreast of trends and industry changes. We also offer charitable support to various local organizations and fund raising events.

Preferred Skills:

Soft Skills:

Salary: 15 to 18

Education Requirements:

Date Posted:
November 2011
Job Category Keywords:
DU, LP, Processor, Mortgage, FHA

CLICK TO APPLY

JOB DESCRIPTION

Aggressive Mortgage Banker has an opening for an experienced DE underwriter. Individual will be responsible for reviewing, analyzing, underwriting and clearing conditions for FHA, Agency, VA or other Investor loan types based on the specified guidelines. A thorough working knowledge of industry standard product/program guidelines, necessary conditions for approval, investor specific guidelines and technical/software navigation must be executed constantly and consistently. Ability to manage a large pipeline, attention to detail and self-management is required. Must perform all duties in accordance with company policies/procedures and all state and federal regulations.
Compensation is very competitive!!!

MINIMUM QUALIFICATIONS

* 5 Plus years underwriting experience is A MUST
* Current CHUMS ID #
* VA/LAP/SAR Designation HIGHLY Preferred
* Candidates must have active DE within the last 2 years
* Experience with FHA and VA loans in a wholesale environment
* DU/LP Underwriting experience is mandatory * BYTE software experience is a plus
* Thorough understanding of underwriting policies and procedures as well as investor guidelines and regulatory updates including a understanding of FHA, VA, FNMA and FMLMC guidelines. * Familiarity with review and understanding of complex tax documentation
* Attention to detail is essential
* Proactive and timely communication to customers and business partners on loan decisions and underwriting guidelines
* Superior internal and external customer service skills, interpersonal and communication skills
* Strong organizational skills
* Ability to work overtime as needed.
Interested candidates should respond by emailing their resume, salary history, and professional references to re@greenboxloans.com

City Brattleboro
State VT
Type Full Time
Hrs/Wk 40
Description This position is responsible for processing residential mortgages from origination to closing, ensuring adherence to internal, regulatory and secondary market standards. In addition, this position responds to and resolves issues from a wide range of internal and external customers. As skills and experience increase, this position obtains a lending line equal to the conforming loan limit and reviews loan requests.

II. Principal Responsibilities (identify 4-7 major categories of work):
Performs scheduled call-outs to borrowers to ensure they are informed of loan status and outstanding exhibits in a courteous and professional manner.

Performs administrative and clerical tasks to process loans in a timely and accurate manner, including but not limited to, reviewing and updating appraisals, reviewing and verifying incoming mail and obtaining employment verifications.

Updates automated underwriting system when relevant changes to loan occur, and prints final decision.

Prints appropriate documents and packages file in required order.

Notifies appropriate parties that loan has been moved to closing.

Works with underwriting staff to continually develop product knowledge and underwriting skills. Obtains lending line and reviews loan requests to ensure adherence with all internal, regulatory and secondary market standards.
Requirements High School diploma or equivalency required.

1-3 years relevant experience.

Work involves sensitive and confidential information; discretion is essential.

Effective written and verbal skills are necessary to convey information in a clear and concise manner to a wide range of internal and external customers. Ability to handle escalated situations in a courteous and professional manner.

Effective PC skills including word processing, internal applications and standard industry applications. Ability to learn new systems as needed.

Ability to use internal and external resources to obtain information needed to move loan to closing.

Working knowledge of, or the ability to learn , internal, regulatory and secondary market standards. Ability to develop effective analytical skills. Basic math skills are needed to develop underwriting skills.

Organizational skills and attention to detail are required to prioritize work and meet established timeframes.

Ability to acquire and maintain changing product information for all products supported.

Flexibility to respond to multiple or ad hoc assignments or situations to assist management.

CLICK TO APPLY

KNOWLEDGE/SKILLS AND EXPERIENCE:
1. General Banking Principles.
2. General loan transaction and calculation principles.
3. Detailed loan documentation knowledge for all loan types.
4. Knowledge of, and ability to use, the Harland Laser Pro system.
5. Knowledge of Bank policies, specifically loan policies.
6. Knowledge of Federal and State laws and regulations governing lending practices.
7. High School Diploma or Equivalent.
8. Accurate typing/data input skills.
9. Ability to operate a 10-key adding machine.
10. Well-developed customer relations and interpersonal skills.
11. Ability to organize and prioritize tasks.
12. Demonstrated skill in problem identification, analysis, research and problem solving, and in utilization of proper resources to accomplish goals.
13. Ability to speak clearly and understandably.
14. PC knowledge and familiarity with a variety of software programs. We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

CLICK TO APPLY

The Loan Processor is responsible for gathering the documentation necessary to process and obtain mortgage approval and keeping the customers informed on the status of their loan.
Essential Functions:
1. Set up loan files, manually and on the computer, and order all exhibits (i.e., VOE’s, VOD’s credit report, etc.) as soon as the file is received. Deposit loan application fees, which must be received prior to case opening.
2. Order appraisals upon contract and/or receipt of plans and specs or contract, depending on loan type.
3. Serve as a liaison between the customer, sales representative, and the underwriting department.
4. Process the mail for each loan file verifying the accuracy and completeness of each document. Update data on computer system as soon as documents are received. Serious discrepancies are to be brought to the attention of the Loan Officer.
5. Work up cases for submission when all required exhibits are received. Follow up on submitted loans and/or pended loans.
6. Upon approval of the loan, notify the borrower(s) and appropriate personnel. Prepare commitment letter(s), denial letter(s), and cancel files when necessary.
7. In preparation for closing, prepare closing instructions, follow-up on contingencies, and verify lock information, if applicable.
8. Weekly and monthly reporting to the office or Branch Manager for distribution to the appropriate division(s) and corporate office (i.e., drawer count, CDS Log, Stats, etc.)
9. Dependent on location, may be required to take loan application.
10. Minimal travel required for training purposes and off-site meetings.
11. Operate equipment (i.e., telephone, computer, facsimile, typewriter and photocopier).
12. Be knowledgeable of broker products and companies. Must be able to process loans according to broker guidelines.
13. Must be able to process loans through desktop underwriting for submission.
14. Effectively communicate loan status and issues with Loan Officer and/or Supervisor.
When you work for an industry leader, we reward you with:
• Excellent Salary Package
• Outstanding Growth Potential (80% of our managers have been promoted from within)
• Lucrative Profit Sharing/Employee Stock Ownership Plan
• 401(k)
• Medical Insurance
• Dental Insurance
• Paid Vacations and Holidays
• Home Purchase Discount
It takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.
No Phone Calls Please
We are an Equal Opportunity Employer
Drug Testing, Background and Credit Check Required
All applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

CLICK TO APPLY 

TIAA-CREF is seeking a Senior Underwriter for our Charlotte, NC office to work with our new Bank to set up and manage the mortgage underwriting process. . The ideal candidate will have strong conforming (experience with Freddie and Fannie guidelines, LP and DU) and non-conforming/jumbo first mortgage and home equity underwriting experience and be able to demonstrate high quality decision making consistent with secondary market and portfolio expectations. VA LAPP/SAR, FHA CHUMS ID and approval authority or recent experience with VA and/or FHA underwriting is a plus. In addition to underwriting experience, the right candidate will also have project management and training experience that can be applied cross functionally related to underwriting and underwriting related processes.

Responsibilities:
• Review and decision on mortgage and home equity loans originated for portfolio, in accordance with regulatory and prescribed lending guidelines
• Exercise prudent judgment in loan decision making and in recommending loan decision exceptions to Bank Management.
• Review daily reporting for accuracy and reconciliation against production system information.
• Prepare commitment and adverse action letters
• Prepare written communication to/for management or to bank personnel
• Ensure compliance with applicable state and federal laws
• Assisting with training of non-underwriting staff as needed to support a quality driven environment
• Ensure accurate application of secondary and company policies
• Assist with and provide input into ongoing development of underwriting related policies, procedures, systems and third party relationships that support the origination of bank credit products
• Maintain high quality in execution of underwriting authority to both portfolio and secondary market stands
• Obtain and maintain authority consistent with internal and third-party standards as required

Requirements:
• Thorough understanding of underwriting policies and procedures, as well as investor guidelines and regulatory updates including knowledge of FNMA and FMLMC guidelines and standards.
• Bachelors degree in business or related field
• 5+ years real estate lending experience
• 5+ years of mortgage underwriting experience
• 3+ years of home equity underwriting experience
• Excellent communication and interpersonal skills
• Demonstrated track record of delivering high quality loans for both investor and portfolio origination

Interested parties please send your resume and cover letter to: majohnson@tiaa-cref.org

MIDFLORIDA Credit Union is seeking an experienced Mortgage Loan Originator in the Winter Haven, FL area. Qualified candidates will possess a minimum of 3 years of government and conventional loan origination experience. This position requires knowledge of the local real estate market, federal and state regulations, mortgage software, loan underwriting and secondary market guidelines. Candidates will possess a strong sales ability and excellent customer service, communication and organization skills. Registered Mortgage Loan Originator through NMLS preferred.

Description:
Essential duties and responsibilities include first mortgage origination and lending, rate quotes, loan interviewing, processing mortgage applications and loan files, providing disclosures, ordering credit and credit updates, flood determinations, appraisals, requesting title commitment and survey, verifying proof of insurance, fee collection, general ledger maintenance, and scheduling loan closings. Additional responsibilities include pre-qualifications and cross-selling credit union products and services that best fit the needs of the borrower such as MIDFLORIDA Real Estate Sales, MIDFLORIDA Title Professionals, Heacock Insurance and Raymond James Financial. Mortgage Originators are also responsible for marketing the MIDFLORIDA brand in their respective territories by attending community functions relating to the real estate profession and calling on Realtors, builders, and MIDFLORIDA employees for referrals.

Requirements:
A minimum of two years of mortgage lending experience is required. Experience will include government and conventional loan origination, automated underwriting systems, and secondary market guidelines. Candidates will be highly familiar with the Polk County/Winter Haven, FL marketplace. Candidates will possess a documented history of business growth and development, and will be knowledgeable in the areas of underwriting and lending, mortgage processing, as well as regulatory and compliance issues. Candidates must possess strong customer service, time, and organizational skills, a high level of professionalism, and the ability to work well independently within a team oriented environment.

About Us:
Since its founding in 1954 MIDFLORIDA has grown to include 32 branches, 550 employees and more than $1.5 billion in assets. Presently, we are servicing nearly 150,000 members in the Central Florida area with products and services that rival any local bank, while maintaining the Credit Union philosophy of excellent personal attention.

Learn more about MIDFLORIDA and complete an online application by visiting www.midflorida.com/about/careers/curjobs.asp

MIDFLORIDA is pleased to offer our Mortgage Loan Originators an excellent benefits program which includes Health/Life/Dental coverage, generous 401 (k) matching contributions, Defined Benefit Plan and Tuition Assistance.

MIDFLORIDA Credit Union is seeking an experienced Mortgage Loan Originator in the Sebring, FL area. Qualified candidates will possess a minimum of 3 years of government and conventional loan origination experience. This position requires knowledge of the local real estate market, federal and state regulations, mortgage software, loan underwriting and secondary market guidelines. Candidates will possess a strong sales ability and excellent customer service, communication and organization skills. Registered Mortgage Loan Originator through NMLS preferred.

Description:
Essential duties and responsibilities include first mortgage origination and lending, rate quotes, loan interviewing, processing mortgage applications and loan files, providing disclosures, ordering credit and credit updates, flood determinations, appraisals, requesting title commitment and survey, verifying proof of insurance, fee collection, general ledger maintenance, and scheduling loan closings. Additional responsibilities include pre-qualifications and cross-selling credit union products and services that best fit the needs of the borrower such as MIDFLORIDA Real Estate Sales, MIDFLORIDA Title Professionals, Heacock Insurance and Raymond James Financial. Mortgage Originators are also responsible for marketing the MIDFLORIDA brand in their respective territories by attending community functions relating to the real estate profession and calling on Realtors, builders, and MIDFLORIDA employees for referrals.

Requirements:
A minimum of two years of mortgage lending experience is required. Experience will include government and conventional loan origination, automated underwriting systems, and secondary market guidelines. Candidates will be highly familiar with the Highlands County/Sebring, FL marketplace. Candidates will possess a documented history of business growth and development, and will be knowledgeable in the areas of underwriting and lending, mortgage processing, as well as regulatory and compliance issues. Candidates must possess strong customer service, time, and organizational skills, a high level of professionalism, and the ability to work well independently within a team oriented environment.

About Us:
Since its founding in 1954 MIDFLORIDA has grown to include 32 branches, 550 employees and more than $1.5 billion in assets. Presently, we are servicing nearly 150,000 members in the Central Florida area with products and services that rival any local bank, while maintaining the Credit Union philosophy of excellent personal attention.

Learn more about MIDFLORIDA and complete an online application by visiting www.midflorida.com/about/careers/curjobs.asp

MIDFLORIDA is pleased to offer our Mortgage Loan Originators an excellent benefits program which includes Health/Life/Dental coverage, generous 401 (k) matching contributions, Defined Benefit Plan and Tuition Assistance.

MIDFLORIDA Credit Union is seeking an experienced Mortgage Loan Originator in the central Tampa, FL area. Qualified candidates will possess a minimum of 3 years of government and conventional loan origination experience. This position requires knowledge of the local real estate market, federal and state regulations, mortgage software, loan underwriting and secondary market guidelines. Candidates will possess a strong sales ability and excellent customer service, communication and organization skills. Registered Mortgage Loan Originator through NMLS preferred.

Description:
Essential duties and responsibilities include first mortgage origination and lending, rate quotes, loan interviewing, processing mortgage applications and loan files, providing disclosures, ordering credit and credit updates, flood determinations, appraisals, requesting title commitment and survey, verifying proof of insurance, fee collection, general ledger maintenance, and scheduling loan closings. Additional responsibilities include pre-qualifications and cross-selling credit union products and services that best fit the needs of the borrower such as MIDFLORIDA Real Estate Sales, MIDFLORIDA Title Professionals, Heacock Insurance and Raymond James Financial. Mortgage Originators are also responsible for marketing the MIDFLORIDA brand in their respective territories by attending community functions relating to the real estate profession and calling on Realtors, builders, and MIDFLORIDA employees for referrals.

Requirements:
A minimum of two years of mortgage lending experience is required. Experience will include government and conventional loan origination, automated underwriting systems, and secondary market guidelines. Candidates will be highly familiar with the Hillsborough County/Tampa, FL marketplace. Candidates will possess a documented history of business growth and development, and will be knowledgeable in the areas of underwriting and lending, mortgage processing, as well as regulatory and compliance issues. Candidates must possess strong customer service, time, and organizational skills, a high level of professionalism, and the ability to work well independently within a team oriented environment.

About Us:
Since its founding in 1954 MIDFLORIDA has grown to include 32 branches, 550 employees and more than $1.5 billion in assets. Presently, we are servicing nearly 150,000 members in the Central Florida area with products and services that rival any local bank, while maintaining the Credit Union philosophy of excellent personal attention.

Learn more about MIDFLORIDA and complete an online application by visiting www.midflorida.com/about/careers/curjobs.asp

MIDFLORIDA is pleased to offer our Mortgage Loan Originators an excellent benefits program which includes Health/Life/Dental coverage, generous 401 (k) matching contributions, Defined Benefit Plan and Tuition Assistance.

Location: Charlotte, NC

# of openings: 5

Description The loan processor will work with Loan Officers to manage the processing of mortgage applications through various investors. The processor will also gather and validate verification documentation on the borrower and the collateral property. Confirms loan application is complete. Prepares and mails initial loan disclosures. Orders credit reports; independently structures loan options and submits loans to appropriate automated underwriting system. Evaluates AUS findings from Loan technicians and requests required documentation fro borrowers Review and properly interpret appraisal reports, title reports and other collateral documentation. Reviews AUS conditions obtained and match conditions to findings Completes a file review with the loan technicians to confirm terms of loan. Processes Change Requests as needed. Responsible to ensure loan origination system is properly updated after each borrower conversation or attempted contact Delivers completed file to technician for review prior to submission Submits complete file to Underwriter for final review and underwriting. Clears all prior-to-doc and prior-to-funding conditions Order loan docs and closing documentation Verifies that final loan provides a tangible net benefit to the borrower. Provides management for feedback on loan process and investor changes Ensure every loan meets quality and accuracy standards of the Company Assist in the training of less experienced processors

CLICK TO APPLY 

The primary purpose of a Consumer Services Operations Processor is to manage the customer relationship from Application and take all necessary steps in accordance with internal policies and procedures to bring the transaction to a ready to close status. This will include efficient use of our technology systems to apply proper processing and underwriting for all types of first and second mortgages. A Processor will obtain essential documentation, issue mortgage decision (within stated limits) or submit to underwriting within determined timeframes and work with customer to satisfy all conditions of approval within salability guidelines. The Processor will have knowledge of marketing programs and underwriting guidelines according to the secondary market sources (FNMA/FHLMC, FHA, VA, private investors, and all Home Equity products).
A Processor is expected to proactively create and maintain a close relationship with all parties involved in the mortgage transaction. Superior Customer service is paramount to meet both internal and external expectations.
The Consumer Services Operations Processor works as part of a Team but is individually responsible to prioritize their own tasks to appropriately balance the position’s fulfillment demands. Adherence to established turn time, productivity and quality metrics is a requirement. A Processor is expected to use independent judgment/decision-making to look at ways to improve the origination process through information received from our customers.
1. Receive and complete setup of incoming loan applications. Validate appropriate documentation as required by processing option, DU, or other automated underwriting or evaluation tools.
2. Record and analyze all incoming information to ensure guideline compliance and evaluate loan feasibility.
3. Determine and obtain acceptable methods of documentation and compensating factors when necessary.
4. Send written requests or make phone calls to customers, attorneys, Realtors, and other third parties to obtain additional information required.
5. Use of fulfillment system as a tracking method to record status and customer information.
6. Make underwriting decision and/or recommendations on all loan files within stated lending authorities. Identify transactions which need Underwriter review; package and submit within in pre-determined timeframes.
7. Review and apply new information received regarding investor and underwriting guidelines, company policies, processing procedures, etc.
8. Issue customer correspondence. Commitment letters, 10 day incomplete letters, Re-disclosure requirements, TILs and any agency specific documents.
9. Maintain close communication with customers, Sales partners and Operations Team Lead to ensure proper and timely fulfillment.
10. When applicable facilitate the ordering of payoffs, subordinations (both internal and external) and work with third party vendor to obtain title policy.
11. Clear all conditions using company approved procedures.
12. Perform State High Cost test (if applicable)
13. Meet established productivity levels and turn around times as set by National Operations.
14. Perform various additional tasks as assigned.
The Consumer Services Operations Processor will work with many parties throughout the loan process (e.g. customers, loan originators, Realtors, builders) and must make decisions which will be in the best interest of our customer and in accordance with company policies and procedures. This position will investigate and eliminate problem situations as well as perpetuate successful customer contacts. The Processor will identify any customer issues and offer solutions/options in order to exceed the customer’s expectations. The Processor must also be able to determine when his/her manager needs to be brought in on a decision.
When making decisions, the Processor will need to consider the customer, other parties involved in the process, Company policies and procedures, TIL regulations, underwriting guidelines, investor and agency guidelines, marketing programs and the GMACM Compliance and Ethics Code.
The Processor must rely on his/her problem solving abilities to determine the appropriate documentation and procedures for each loan application.
Requirements
This position requires at least three to five years of mortgage fulfillment experience. A thorough knowledge of conventional, Home Equity, FHA, VA and Bond program underwriting guidelines and the ability to apply guidelines to individual loan files is necessary.
A high school diploma is required, and a bachelor’s degree is preferred. Courses in Real Estate, appraising, mortgage banking and communications would be extremely helpful.
This position also requires the following characteristics:
1. Excellent communication skills (written, verbal, listening)
2. Excellent interpersonal skills
3. Sound judgment skills
4. Experience with delegated underwriting with use of automated engines (DU, LP)
5. Detail oriented and well organized
6. Ability to handle multiple priorities and produce results
7. Ability to work independently as well as part of a team
8. Ability to handle frequent changes
9. Ability to maintain confidentiality and adhere to company privacy polices
10. Ability to meet attendance standards and work overtime as determined by Operations Team Lead
11. Creative/innovative problem solver
12. High level of integrity
13. Self motivated/takes initiative
14. Bi-lingual skills a plus
15. Proficiency with computers and the keyboard
Job Mortgage Operations
Primary LocationUnited States-Pennsylvania-FORT WASHINGTON
Organization RFG Consumer Lending - 5001002010
Schedule Full-time
Supervisory No
Number of Direct Reports 0

CLICK TO APPLY 

Job Description:

GENERAL SUMMARY:

Under minimal supervision and following established procedures, evaluates all information supplied on conventional and government residential loan applications. Enters data from new loan into MorVision software. Generally works on more complicated loan packages. Provides assistance to junior processors.

MAJOR JOB ACCOUNTABILITIES:
1. Represents the Bank to clients in a courteous, professional manner, and provides prompt, efficient, and accurate service in person, by phone, or through mail.

2. Receives mortgage loan applications from Mortgage Banker and initiates processing. Reviews application for completeness, reviews assets and liabilities as listed. Resolves routine problems with applicant; answers questions, clarifies points of confusion, and contacts applicant to obtain information necessary to proceed.

3. Verifies advance disclosures. Orders credit report and appraisal. Prepares verifications of deposit and employment (or obtains federal tax returns for self employed applicants) and mails to institutions given on the application. Logs the date sent and received. Upon receipt, reconciles all verifications, credit reports, and appraisals to information provided on application. Conforms application to information received, to ensure compliance with underwriting guidelines.

4. Maintains an open line of communication with applicant throughout the processing period, assisting them with questions and notifying them of any additional information required.

5. Updates MorVision screens as events occur.

6. Completes a final evaluation and analysis of the completed application package and prepares the file for approval, specifying any applicable conditions to the approval. Issues final approval on all conforming type loans. Submits non-conforming loans to Underwriting for final approval.

7. Notifies applicant, realtor, or builder of underwriting decision.

8. Maintains record of all loans in process and reviews status with originator weekly.

9. Prepares commitment letters to applicant. Clears outstanding conditions. Schedules loan for closing. Submits file to Closing Department.

10. Provides assistance to other processors as needed. Trains new processors in company policy and investor guidelines and in the methods used to process a mortgage application from start to finish.
KNOWLEDGE, SKILLS, AND ABILITIES:
1. Position requires 3-5 years as a Mortgage Loan Processor in conventional and government lending. A thorough knowledge of conventional and government mortgage processing is required at this level in order to handle more complicated loan packages. Strong organizational skills are required to meet expected productivity standards. Ability to communicate effectively to instruct and guide others is required.

2. Experience using personal computer systems such as spreadsheet and database applications is required.

3. Analytical ability is required in researching problems and providing possible solutions.

4. Work requires regular internal and external contact in furnishing and obtaining information. Tact and discretion in obtaining cooperation and understanding is needed. Appropriate interpersonal skills needed to maintain a positive rapport with customers and co-workers.

5. Work is under minimal supervision where independent judgment is required in the interpretation of existing policies and procedures.

SPECIFIC PHYSICAL REQUIREMENTS:
Work requires reasonable mobility in and around the work area. Ability to use standard computer and phone systems is required.

WORKING CONDITIONS:
1. Normal office environment where there is almost no discomfort due to temperature, dust, noise, or other disagreeable elements.

2. Work includes little or no potential exposure to hazardous conditions.
The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified.
We are proud to be an EEO/AA employer M/F/D/V.

CLICK TO APPLY

Under the direction of the Director of Homeownership Programs, the QC/Underwriting Specialist will analyze loan file documentation for compliance with applicable program and lending parameters (Conventional, FHA, VA, USDA and MRB), will evaluate underwriting decision, will verify data integrity and will check all documentation for misrepresentation; deficiencies will be communicated to management and to other appropriate parties via written report(s). File analysis will include a review of closing documents, appraisal report, and other file documentation. Candidate must be able to effectively and clearly communicate with external and internal personnel both in writing and orally, and must be adaptable, detail oriented and able to effectively problem solve.

REQUIREMENTS:

Bachelor’s degree or 3-5 years experience in the residential lending industry and secondary market. Nine years combined audit and underwriting experience required. Direct Endorsement underwriter certification preferred. VA, LAPP designation desired. Excellent verbal and written communication skills. Excellent analytical and organizational skills. Customer service experience. Computer literacy required. Excellent problem solving skills and ability to manage files, lenders and MI companies. Familiarity with guidelines and requirements in the residential lending industry and the secondary market.

REPLY:
Please send resume and salary requirement to: needemployment@ymail.com

The primary purpose of a Consumer Services Operations Processor is to manage the customer relationship from Application and take all necessary steps in accordance with internal policies and procedures to bring the transaction to a ready to close status. This will include efficient use of our technology systems to apply proper processing and underwriting for all types of first and second mortgages. A Processor will obtain essential documentation, issue mortgage decision (within stated limits) or submit to underwriting within determined timeframes and work with customer to satisfy all conditions of approval within salability guidelines. The Processor will have knowledge of marketing programs and underwriting guidelines according to the secondary market sources (FNMA/FHLMC, FHA, VA, private investors, and all Home Equity products).
A Processor is expected to proactively create and maintain a close relationship with all parties involved in the mortgage transaction. Superior Customer service is paramount to meet both internal and external expectations.The Consumer Services Operations Processor works as part of a Team but is individually responsible to prioritize their own tasks to appropriately balance the position’s fulfillment demands. Adherence to established turn time, productivity and quality metrics is a requirement. A Processor is expected to use independent judgment/decision-making to look at ways to improve the origination process through information received from our customers.
Qualifications
1. Receive and complete setup of incoming loan applications. Validate appropriate documentation as required by processing option, DU, or other automated underwriting or evaluation tools.
2. Record and analyze all incoming information to ensure guideline compliance and evaluate loan feasibility.

3. Determine and obtain acceptable methods of documentation and compensating factors when necessary.

4. Send written requests or make phone calls to customers, attorneys, Realtors, and other third parties to obtain additional information required.

5. Use of fulfillment system as a tracking method to record status and customer information.

6. Make underwriting decision and/or recommendations on all loan files within stated lending authorities. Identify transactions which need Underwriter review; package and submit within in pre-determined timeframes.

7. Review and apply new information received regarding investor and underwriting guidelines, company policies, processing procedures, etc.

8. Issue customer correspondence. Commitment letters, 10 day incomplete letters, Re-disclosure requirements, TILs and any agency specific documents.

9. Maintain close communication with customers, Sales partners and Operations Team Lead to ensure proper and timely fulfillment.

10. When applicable facilitate the ordering of payoffs, subordinations (both internal and external) and work with third party vendor to obtain title policy.

11. Clear all conditions using company approved procedures.

12. Perform State High Cost test (if applicable)

13. Meet established productivity levels and turn around times as set by National Operations.

14. Perform various additional tasks as assigned.
The Consumer Services Operations Processor will work with many parties throughout the loan process (e.g. customers, loan originators, Realtors, builders) and must make decisions which will be in the best interest of our customer and in accordance with company policies and procedures. This position will investigate and eliminate problem situations as well as perpetuate successful customer contacts. The Processor will identify any customer issues and offer solutions/options in order to exceed the customer’s expectations. The Processor must also be able to determine when his/her manager needs to be brought in on a decision.
When making decisions, the Processor will need to consider the customer, other parties involved in the process, Company policies and procedures, TIL regulations, underwriting guidelines, investor and agency guidelines, marketing programs and the GMACM Compliance and Ethics Code.
The Processor must rely on his/her problem solving abilities to determine the appropriate documentation and procedures for each loan application.
Requirements
This position requires at least three to five years of mortgage fulfillment experience. A thorough knowledge of conventional, Home Equity, FHA, VA and Bond program underwriting guidelines and the ability to apply guidelines to individual loan files is necessary.
Education
A high school diploma is required, and a bachelor’s degree is preferred. Courses in Real Estate, appraising, mortgage banking and communications would be extremely helpful.

Skills
This position also requires the following characteristics:
1. Excellent communication skills (written, verbal, listening)
2. Excellent interpersonal skills
3. Sound judgment skills
4. Experience with delegated underwriting with use of automated engines (DU, LP)
5. Detail oriented and well organized
6. Ability to handle multiple priorities and produce results
7. Ability to work independently as well as part of a team
8. Ability to handle frequent changes
9. Ability to maintain confidentiality and adhere to company privacy polices
10. Ability to meet attendance standards and work overtime as determined by Operations Team Lead
11. Creative/innovative problem solver
12. High level of integrity
13. Self motivated/takes initiative
14. Bi-lingual skills a plus
15. Proficiency with computers and the keyboard
Job Mortgage Operations
Primary LocationUnited States-Pennsylvania-FORT WASHINGTON
Organization RFG Consumer Lending - 5001002010
Schedule Full-time
Supervisory No
Number of Direct Reports 0
CLICK TO APPLY 

Boutique mortgage brokerage specializing in Super Jumbo lending is seeking to fill openings in their Malibu office. Candidates must possess a minimum of 10 years experience in residential lending as a Processor/ Underwriter with a strong understanding of complex tax return analysis and appraisal/ property evaluations. Further, candidates must possess an understanding of the Super Jumbo market and applicable lenders. Candidates are expected to possess a strong command of Encompass loan origination platform various lender websites and possess the ability to manage daily office duties including oversight of Jr. Processors and workflow of loan officers and their pipelines.

The Company was established in 1999, is licensed in California and services clients nationwide through a network of Private Banking relationships. The company functions at the consumer level engaging in loan origination and placement of residential mortgages from $1,000,000 to $20,000,000.

The Company is structured to provide a concierge service approach to Jumbo and Super Jumbo consumers. We strive to be a leading provider of solution oriented residential mortgage loans with an emphasis on long-term placement and goals of our clients.

Candidates without the required qualification will not be considered.

Equal Opportunity Brokerage

Recruiter: Walter Tharp
Walter@thinkcfa.com

Job Description:

Responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision. May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager.

Basic Qualifications:

4+ years underwriting experience.
Minimal Qualifications:
-Mortgage underwriting experience.
-Thorough understanding of underwriting policies and procedures, including investor guidelines and regulatory updates.
-Thorough knowledge of FNMA, and FMLMC guidelines and standards.
-Experience with income validation including personal and corporate tax forms.
-Experience in Appraisal Review.
-Ability to handle confidential material in a professional, highly ethical manner.
-Excellent verbal and written communication skills and possess a high degree of attention to detail.
-Strong interpersonal skills to build and maintain professional relationships with clients, customers, and co-workers.
-Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
-Experience in talking with the borrower about loan decision.
-Must be able to work in a production/flexible environment.
-Work overtime as needed Intermediate PC and keyboarding skills, including experience with Windows operating systems

Preferred Qualifications:
DE/CHUMS ID
VA/LAPP/SAR

www.wellsfargo.com/careers
Requisition Number: 3517028
My email: Donna.Craddock@wellsfargo.com

Share our pride. Join our mission.
We are currently seeking talented Mortgage Closers - Seasonal for our Tampa, FL facility.
PURPOSE OF JOB
Services members by preparing and approving the final figures and documents needed for closing mortgage loans. Communicates with appropriate parties to ensure all loans close in accordance with bank, investor, and regulatory guidelines. Closes and funds various Mortgage loan products on a national basis. Answers urgent title company calls on a phone queue.
Work Location: 3608 Queen Palm Drive Tampa, FL 33619
JOB DUTIES
• Closes Conventional refinance and Conventional purchase loans. Is the point of contact for the member and the title company for USAA. Initiates outbound calls to title companies to obtain title commitment, fees, and set the expectations for loan closings. Answer calls from a phone queue to serve members at the mortgage closing table.
• Works under direct supervision. Uses established procedures to carry out routine work duties. Seeks guidance from team members to resolve issues and to identify appropriate issues for escalation.
• Reviews and approves the title commitment. Ensures title work is clear of liens, judgments and encroachments.
• Reviews and approves the HUD-1 Settlement Statement. Ensures fees, names, amounts, account conditions, seller concessions, taxes, payoffs, etc., are accurate. Focuses on RESPA compliance and rediscloses Truth in Lending as necessary.
• Completes system inputs to create mortgage loan documents and initiates necessary wiring of funds and confirms closing conditions were met and funds the loan in the loan origination system.
Training Hours
• Ability to work a five day 40 hour work week Monday through Friday from 7:00am-6:00pm (overtime on the weekends as needed).
• Ability to attend up to 8 weeks of paid structured classroom training: Monday - Friday 8:00am-4:30pm.
Minimum Requirements
• High school diploma or equivalent.
• 2 years of customer service/sales experience or Bachelors Degree or Successful completion of military service or 1 year customer service/sales experience plus 30 hours of college credit.
• 1+ years experience multi-tasking in a Windows operating system environment.
• 1+ years experience frequently communicating (minimum 60% of the time) with customers by phone, e-mail and/or face to face.
*Qualifications may warrant placement in a higher job level.
Preferred
• Recent mortgage experience or Bachelors degree.
• 1+ year financial services industry related customer contact experience.
• Knowledge of windows operating environment and Microsoft Office tools.
• Call center experience.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
At USAA our employees enjoy one of the best benefits packages in the business, including business casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals.

Relocation assistance is not available for this position.
Do not apply via this website. Interested candidates must submit resumes online via the USAA career center at www.usaa.com in order to be considered for this position. Please be sure to reference job number 12132.
In addition to other USAA applicant screenings, individuals hired for this position must be federally registered on the National Mortgage and Licensing System Registry (NMLSR) after being hired. The NMLSR will require you to provide identification information, financial services related employment history, and disclose certain criminal, civil judicial or regulatory/licensing actions that have been brought against you. It also requires that you be fingerprinted for an FBI background check.
Qualified applicants must successfully complete a pre-employment background and drug screen.
USAA is an Equal Opportunity/Affirmative Action Employer.

Share our pride. Join our mission.
We are currently seeking talented Mortgage Processing Specialist III - Seasonal for our Tampa, FL facility.
PURPOSE OF JOB
As a Mortgage Processing Specialist for USAA, you will provide service to members by responding to routine to moderately complex telephone inquiries to complete loan requests. You will gain proficiency in processing mortgage loans and obtaining initial level of conventional or VA mortgage lending authority. You will comply with all bank, investor and regulatory requirements. You will evaluate and process loans on a national basis from point of application through final loan decision.
Work Location: 3608 Queen Palm Drive Tampa, FL 33619
Training Hours
• Ability to work a five day 40 hour work week Monday through Friday from 7:00am-6:00pm (overtime on the weekends as needed).
Ability to attend up to 8 weeks of paid structured classroom training: Monday-Friday 8:00am-4:30pm.
Minimum Requirements
• High school diploma or equivalent.
• 2 years of customer service/sales experience or Bachelors Degree or Successful completion of military service or 1 year customer service/sales experience plus 30 hours of college credit.
• 1+ years experience multi-tasking in a Windows operating system environment.
• 1+ years experience frequently communicating (minimum 60% of the time) with customers by phone, e-mail and/or face to face.
*Qualifications may warrant placement in a higher job level.
Preferred
• Recent mortgage experience or Bachelors degree.
• 1+ year financial services industry related customer contact experience.
• Knowledge of windows operating environment and Microsoft Office tools.
• Call center experience.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
At USAA our employees enjoy one of the best benefits packages in the business, including business casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals.
Do not apply via this website. Interested candidates must submit resumes online via the USAA career center at www.usaa.com in order to be considered for this position. Please be sure to reference job number 12130.
Relocation assistance is not available for this position.
In addition to other USAA applicant screenings, individuals hired for this position must be federally registered on the National Mortgage and Licensing System Registry (NMLSR) after being hired. The NMLSR will require you to provide identification information, financial services related employment history, and disclose certain criminal, civil judicial or regulatory/licensing actions that have been brought against you. It also requires that you be fingerprinted for an FBI background check.
Qualified applicants must successfully complete a pre-employment background and drug screen.
USAA is an Equal Opportunity/Affirmative Action Employer.

Location: Hillsboro, Ohio

Nature & Scope: Support loan officers by providing loan processing status assistance, coordinate closings, and business development activities including marketing projects. Setup and process loan files for submission to underwriting for closings. Assist with archiving closed and cancelled loan files. Assist project approval analyst with setup and underwriting of projects.

Responsibilities Include:

Loan Set Up/Compliance
Responsible for accurate data entry or Import from Broker, mortgage loan applications to Mortgage Processing System. Compile loan file in the appropriate stack order and process contents to the Loan Policies of NCB, FSB, Investor Guidelines (FNMA), Mortgage Insurance Companies Guidelines and Federal Compliance Regulations. Once processing is complete, responsible for submission to Underwriting Department for loan decision. Assure loan files meet all Regulatory Compliance of RESPA, HMDA and TILA.

Assist Loan Officer and Brokers with loan files that need to be denied or withdrawn. Responsible for the process of withdrawn files and submission of files to be denied, to the Underwriting Department.
Condition Processing
Review commitment letter issued by underwriting department. Work directly with borrower and/or Loan Officer/ Broker to obtain stated conditions. Responsible to review the conditions and assure condition meets the underwriter’s specification. Update the loan application file and mortgage loan processing system with the updated condition from the borrower. File is then re-submitted to the underwriting department for final review and sign-off of condition and clearing the loan file. Submitted to the Closing Department
Pipeline Management
Attend weekly pipeline meetings with Operation Manager and Loan Officer. Maintain Excel Spreadsheet to track progress of loan process, which includes communication with loan officer, underwriting department and borrower. Monitor for compliance with HMDA regulations (30 Day Decision)
Customer Service
Assist Loan Officer’s by directing customer’s to the appropriate regional Loan Officer. Responding quickly to all customer inquires and route to staff members who can offer assistance. Provide excellent customer service when answering Cooperative 800 Line, and adding NCB, FSB Receptionist duties in the main lobby.
Miscellaneous
Responsible for loan application fee processing from customers checks or credit card information. Process payments of Third Party invoices and assist NCB, FSB accounting department with account balancing of related companies.
Minimum Qualifications:

One to two years banking experience required.
Experience in Word, Excel and E3 preferred.
If you would like to apply for this position, please submit your resume to ncbohjobs@ncb.coop

Responsibilities of the Mortgage Underwriter III will include performing a variety of loan documentation duties on conforming loan packages and complex loans, using comprehensive knowledge of policies and procedures for loan products. Possess a knowledge and ability to underwrite conventional mortgage loans (FNMA/FHLMC).

Responsibilities:
• Customer Service to internal and external clients
• Respond effectively to customers(internal and external) and actively participate in discussions to help the department run more efficiently
• Review, analyze and make final determination on loan documentation; main function of job
• Work with team members to identify potential suggested solutions/exceptions for denied loan files
• Remain up to date on program and investor guidelines
• Ability to accurately document decisions using multiple systems
• Complete tasks as delegated by Relationship Management/Division Management
• Additional duties as assigned
• Ability to absorb guideline changes and apply them immediately with minimal error rate
• Willingness to work on a special project when assigned
• Ability to mentor Mortgage Specialists and Junior Underwriters when required
Minimum Qualifications:
• Minimum 2 years recent underwriting experience(Non forensic or modification) or extensive prior underwriting experience
• High School diploma or equivalent minimum; real estate/mortgage banking courses helpful
• Minimum 10 years current conventional underwriting experience desired
• Extensive Customer Service skills
• Excellent verbal and written communication skills; analytical skills
• Ability to handle frequent changes
• Creative/innovative problem solver
• PC skills required. Windows, Microsoft Word, Excel
• Confidentiality required in handling of security
• Credit decisions on conforming loan (non-HAMP) documents
Performance Standards:
• An Underwriter III will be completing a quota of files set by management and maintaining an error rate of less than 5%. Material errors on files are not acceptable.
• Demonstrated ability to comprehend program changes and new program guidelines.
• Ability to implement new changes in daily production
• Mentoring Mortgage Specialists by knowing that any guideline changes have been thoroughly explained and understood and that they are being implemented in the daily production
Position is temporary to hire. Salary ranges from 60K-65K per year based on experience. Interested candidates should visit www.novusstaffing.jobs and click on the Title Underwriter III job posting to apply. We are currently seeking 10 Underwriters for this opportunity.

Additional Responsibilities
• Participate in Bank-sponsored activities that serve and support the mission and values of 1st Bank.
• Participates in Community involvement
• Provide superior service quality to internal and external customers.
• Participates in required training, staff meetings, and lobby displays
• Complete required BVS training courses.
• Represents 1st Bank in a professional manner which includes a professional image, maintains strictest confidentiality, has a positive “can-do” attitude, has good attendance, is punctual to work, and is flexible and adaptable to meet bank and customer needs. Keeps work area clean and maintains customer privacy.
Requirements Education and Experience

• High school diploma or equivalent
• Experience with loan processing preferred

Knowledge, Skills and Abilities

• Ability to work in a professional manner with customers and employees.
• Must be able to work quickly and accurately
• Experience with the internet
• Ability to communicate effectively verbally and in writing
• Working knowledge of Word and Excel software programs

CLICK TO APPLY 

Category Central Loan Processing

Description
Summary: Prepares loan documentation in accordance with establishment guidelines and policies by performing the following duties. Provides customer service for all loan questions and transactions to internal and external customers.

Essential Duties and Responsibilities include the following. Other duties may be assigned.

· Provides loan processing support for the personal bankers in the branches. Review loan requests from Baker Hill software for proper approval and verify proper supporting information has been obtained before preparing documentation for the loan.

· Prepare all loan documentation for consumer new and renewed loan requests.

· Check accuracy of loan documents.

· This position will help solve customer problems during loan origination

· Processes executed renewals and submits to Loan Servicing for booking and imaging

· Configures CIP Customer Information obtained for loans into the Info Access System

· Assess and organize loan documentation for proper indexing, collateral, and exception tracking

· Ensure document and digital date delivery are processed in accordance with established procedures

Supervisory Responsibilities:

This job has no supervisory responsibilities.

Position Requirements
Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

Education/Experience:

High school diploma or general education degree (GED); minimum of two years of experience in a loan processing position; or equivalent combination of education and experience.

Language Skills:

Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals. Ability to write routine reports and correspondence. Ability to speak effectively before groups of customers or employees of organization.

Math Skills:

Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.

Reasoning Skills:

Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.

Computer Skills:

To perform this job successfully, an individual should have knowledge of Microsoft Office, Windows, Word Processing software; Spreadsheet software and Database software.

Certificates and Licenses:

No certifications needed

Performance Factors:

To perform the job successfully, an individual should demonstrate the following competencies:

Attention to Detail:

· The level at which tasks are performed carefully, accurately, and in accordance with specific instructions. Consistency of work quality and compliance with standards, requirements, and expectations. The tracking of numerical data and detailed organizational information, and the careful application of grammar, spelling, and punctuation rules.

Job Knowledge:

· Individual possesses and demonstrates the technical ability to perform required duties, is practical in applying knowledge to assignments, and maintains expertise by keeping current with new developments and procedures. Ability to efficiently and effectively manage several different tasks at the same time.

Problem Solving:

· The ability to define and offer solutions to resolve problems. Uses knowledge of the organization to identify helpful resources.

Communication Skills:

· Written - Individual writes clearly and concisely with little need for editing (includes spelling and grammar). Oral - Expresses self in speech as to be clearly and completely understood; adheres to RVB Telephone Standards; supports a favorable environment for open communication; addresses concerns or problems in an open non-defensive manner; conveys self-confidence and knowledge of subject in speaking to customers. Listens - Is attentive and transmits correct information to appropriate people; accepts constructive feedback.

Customer Service:

· Individual demonstrates a positive and helpful attitude toward customers (internal and external), understands their importance to River Valley Bank and understands how his/her job affects customers; establishes and maintains good relationships through interactions or work completed; projects a positive and professional image of River Valley Bank; Provides “WOW” customer service: Win every customer over, take Ownership of every customer issue and have a Wonderful time doing what you do.”

· Ethics:

The level of trustworthiness, character, professionalism, confidentiality, and honesty in dealing with internal or external customers.

Work Environment:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.

The noise level in the work environment is usually moderate. Some travel may be required.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include Close vision. While performing the duties of this Job, the employee is regularly required to sit. The employee is occasionally required to stand; walk and talk or hear.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Full-Time/Part-Time Full-Time

Shift -not applicable-

FTE 1.0FTE

New or Replacement Replacement

Number of Openings 1

Exempt/Non-Exempt Non-Exempt

Req Number CEN-11-00001

Location Admin Center, Wausau, WI

About the Organization River Valley Bank is excited at the prospect of YOU joining our team. We are an Incredible Organization with a passion for our customers and our employees.

CLICK TO APPLY

JOB DESCRIPTION

SUMMARY
Responsibilities for the Mortgage Underwriter III will include performing a variety of loan documentation duties on conforming loan packages and complex loans, using comprehensive knowledge of policies and procedures for loan products. Possess a knowledge and ability to underwriter conventional mortgage loans (FNMA/FHLMC).

RESPONSIBILITIES

• Customer Service to internal and external clients
• Respond effectively to customers (internal and external) and actively participate in discussions to help the department run more efficiently
• Review, analyze and make final determination on loan documentation; main function of job
• Work with team members to identify potential suggested solutions/exceptions for denied loan files
• Remain up to date on program and investor guidelines
• Ability to accurately document decisions using multiple systems
• Complete tasks as delegated by Relationship Management/Division Management
• Additional Duties as assigned
• Ability to absorb guideline changes and apply them immediately with minimal error rate
• Willingness to work on a special project when assigned
• Ability to mentor Mortgage Specialists and Junior Underwriters when required

MINIMUM QUALIFICATIONS:

• Minimum two years recent underwriting experience (Non forensic or modification) or extensive prior underwriting experience.
• High School Diploma or equivalent minimum; real estate/mortgage banking courses helpful
• Minimum 10 years current conventional underwriting experience desired
• Excellent Customer Service skills
• Excellent verbal and written communication skills; analytical skills
• Ability to handle frequent changes
• Creative/innovative problem solver
• PC skills required. Windows, Microsoft Word, Excel
• Confidentiality required in handling of security
• Credit decisions on conforming loan (non-HAMP) documents

REQUIREMENTS:

• Testing is a requirement prior to employment
• Math and Mortgage Test- Acceptable Test Scores

PERFORMANCE STANDARDS

• An Underwriter III will be completing a quota of files set by management and maintaining an error rate of less than 5%. Material errors on files are not acceptable.
• Demonstrated ability to comprehend program changes and new program guidelines
• Ability to implement new changes in daily production
• Mentoring Mortgage Specialists by knowing that any guideline changes have been thoroughly explained and understood and that they are being implemented in the daily production

Please email your resume to Recruiter@urban-ls.com

Your Career is Here.
Qualifications
Basic Qualifications
- High school diploma or equivalent
- Two to three years of experience in loan processing and closing activities
Preferred Skills/Experience
- Well-developed ability to manage multiple tasks/projects and deadlines simultaneously
- Thorough knowledge of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems
- Thorough knowledge of credit policies and approval processes
- Strong verbal and written communication skills
Job Operations
Primary LocationIL-IL-Rock Island
Shift 1st - Daytime
Average Hours Per Week 40

CLICK TO APPLY 

BOK Financial is a Top-50, $24 billion regional financial services company that provides commercial and consumer banking, investment and trust services, mortgage origination and servicing, and an electronic funds transfer network. Holdings include BOKF, N.A., BOSC, Inc ., Cavanal Hill Investment Management, Inc. , and Southwest Trust Company, N.A . Operating divisions of BOKF, NA include Bank of Albuquerque , Bank of Arizona , Bank of Arkansas , Bank of Oklahoma , Bank of Texas , Colorado State Bank and Trust , Bank of Kansas City , and the TransFund electronic funds network. Shares of BOK Financial are traded on the NASDAQ under the symbol BOKF. For more information, visit www.bokf.com .

BOKF’s continued growth can be attributed to focusing on core objectives which include investing in top talent, maintaining diverse revenue streams and expanding its regional presence with the goal of becoming the premiere financial services provider in each of its markets.

Bank of Albuquerque- Albuquerque & Santa Fe

Since BOK Financial’s entry into the New Mexico market in 1998, average assets have grown to over $1.6 billion. BAQ proudly serves our loyal clientele with 18 traditional and 3 InStore branches located in the metropolitan area surrounding Albuquerque and 1 traditional branch located in Santa Fe. BAQ is proud to have been recognized by NM Business Weekly as a Best Place to Work in 2008 & 2009 and was voted #6 for 2010!

We are driven to provide big bank products and service with a community bank feel. We are an employee friendly workplace with opportunity for growth and success. Apply today to join our team… Long Live A Great Career!

Join us as a Mortgage Loan Processor

The Mortgage Loan Processor is primarily responsible for receiving, processing and computer input of information supplied on loan applications, assembling completed documentation files for submission to underwriters and maintaining customer/third-party referrers contact throughout this process.

For additional information - please contact Megan Douat at 214.575.1972

Responsibilities :

Requests loan documentation, credit reports, flood certifications, appraisals and mails verification forms; types labels for files, faxes set-up to title company; conducts regular follow up with outside sources of outstanding documents; tracks and inputs all HMDA data and reviews for accuracy; receives and handles approximately 20 to 30 incoming “status” calls from buyers/realtors/builders/title companies daily.
Inputs FHA and VA appraisals into automated system, inclusive of detailed information for property; faxes copy of appraisals and conditions to realtor/builder; inputs data in system for flood determination; prints and reviews certification; provides documentation and follow-up if additional review is needed.
Monitors and reconciles all incoming mail and/or alternate documentation for accuracy, making appropriate telephone calls to borrower or institutions for final verification; inputs or validates all data in the system and reviews for pricing discrepancies with initial loan application; reviews all files in process for 30-day activity status; updates any expired documents; prepares file order and copies file for HELOC/TELOC loans; hand types all documents for bond programs.
Completes final evaluation and analysis of completed application package and prepares file for approval; assures compliance with FHA/VA, FNMA and FHLMC underwriting guidelines; prints all necessary forms and disclosures for loan submission; reviews documents carefully, placing documents in file order and all FHA files in direct endorsement file order and in case binder.
Inputs approval or declination information into computer system; reviews underwriting conditions; issues loan commitment letter and forwards to borrower’s agent / builder; reviews conditions with borrower and obtaining conditions prior to closing loan; prepares ECOA to send to customer if loan denied; informs borrowers, realtors, builders and closer of status of loans.
Reviews and responds to monthly Adfitech reports; obtains file and documents, makes corrections as needed; prepares written responses required; documents receipt of application fee checks; logs all invoices and checks received on loans in process form; reconciles prior to loan submission / busted file.
Maintains timely busted file procedures; reviews files, reconciles L.I.P., prepares ECOA to be sent to customer and updates system; reconciles loan status reports for proper status code.

Qualifications :

This level of knowledge is normally acquired through completion of high school and a minimum of 5+ years of mortgage loan processing experience, which should include 1 or more years of prior operational support and/or loan documentation review experience in a mortgage lending institution or a real estate or title agency.

In-depth knowledge of mortgage lending guidelines and regulations (FHA, VA, Conventional, FHLMC, FNMA and private investor)
In-depth knowledge of mortgage loan underwriting criteria
Ability to perform complex mathematical calculations
Ability to operate PC and 10 key by touch
Ability to type 50-60 wpm
Good interpersonal skills and oral and written communication skills
Benefits:
Great opportunities for advancement with a true Career Path
Outstanding benefits
Tuition Reimbursement
Medical, Dental, Vision, FSA, Life Insurance and AD&D
401(k) with company match
Time Off (Vacation, Bank Holidays, Personal and Sick)

CLICK TO APPLY 

Location: US-PA-Souderton

Responsibilities:
•Ensure timely and independent processing of mortgage loan files (in compliance with all applicable laws, regulations and corporate policies and procedures) from origination through post settlement delivery, including:

•Review input and analysis of the application for completeness and achievement of the applicable loan program requirements

•Request necessary supporting documentation to complete the process (verifications, missing documents and third party services (title and appraisal)) and ensure receipt

•Proactively communicate loan status with the customer (External - consumer, real estate agent, builder; Internal - loan officer)

•Process loans through automated underwriting systems (LP/DU) and review findings with the underwriter(s) and loan officer, clear conditions and note stipulations on the commitment letter

•Arrange loan settlements/closings; notify all related participants and prepare the completed settlement package for settlement

•Monitor mortgage pipeline to meet settlement deadlines and lock expirations

•Review signed settlement papers for accuracy and completeness and compliance with closing instructions

•Perform additional duties as requested/required
Qualifications:
•High school diploma or equivalent and at least 2 or more years of comparable experience

•Ability to work in a fast paced environment while interacting with mortgage underwriting and sales staff

•Attention to detail, metric focused, well organized and conscientious

•Demonstrated ability to work and resolve problems with limited supervision

•Knowledge of real estate lending practices including: federal and state regulations and FNMA/FHLMC and private investor guidelines

•Knowledge of MS Office Suite, Calyx Point and automated underwriting systems (LP/DU)

•Motivated professional who strives to exceed customer (internal and external) expectations

CLICK TO APPLY 

Mortgage Solutions strongly believes every client should be served with integrity, dignity and respect. Without compromise, Mortgage Solutions is committed to providing the loan that is in the best interest of our clients, not our bottom line. We will continue to educate the community to empower our clients to make responsible and informed fiscal decisions that will result in greater financial peace of mind.

If you are an experienced DE Underwriter have at least 3 years of Government and Conventional underwriting experience, have great attention to detail, enjoy working in a fast paced, high volume environment, then we want you to join our team!
Primary responsibilities include:
• Reviewing documentation including 1003, credit reports, income and assets and confirming data integrity
• Reviewing and analyzing appraisals, prelim and purchase contracts
• Reviewing and calculating income, assets, LTV, CLTV
• Making decisions on the credit worthiness of the borrower
• Issuing loan approvals, counter offers, or denials
Qualified Applicants must have:
• 3+ years experience in FHA underwriting and active CHUMS ID
• Underwritten FHA loans within the last year
• Full understanding of FHA guidelines
• Excellent analytical & communication (verbal and written) skills.
• Ability to work in a fast paced environment and multi-task.
• Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)
• Experience using automated underwriting systems [Encompass, Point, Data Trac, Viewwise]
• 203k experience a plus!
• Have the ability to work independently as well as part of a team
• Solid Experience working with multiple loan types
• Strong mathematical and software skills (MS Office, Citrix)
Candidate may work remotely.
Qualified applicants send your cover letter and resume to HR@msofco.com or fax to 866.876.8303.

Job Description
SWBC (Southwest Business Corporation) is consistently recognized as one of the premier employers in San Antonio and has an immediate opening for a Loan Processor. This is an exciting opportunity for the right individual to join an energetic and seasoned team, with an established and expanding national firm.
Headquartered in San Antonio, SWBC is a diversified financial services company providing a wide range of insurance, mortgage, and investment services to financial institutions, businesses, and individuals. With offices across the country, SWBC is committed to providing quality products, outstanding service, and customized solutions in all 50 states. SWBC has been recognized annually as one of the Top Ten Best Places to Work in San Antonio.
Position Summary:
Processes loan transactions in a timely and accurate manner and in accordance to FNMA/FHLMC, VA, and HUD requirements.
Essential Duties:
Prepares loan files for loan submission to underwriting by inputting information into system, completing processing sheets, prioritizing documents in the file, and preparing and mailing of loan disclosures.
Prepares and submits requests for credit reports, title commitments, surveys, and appraisals and any other necessary support documents as per loan program guidelines.
Submits files through automated underwriting for approval and completed loan packages to appropriate underwriter for final approval and validation.
Prepares approved loans for closing and coordinates closing with lenders, borrowers, and title companies, and prepares loan closing fee sheet, to include the reconciliation of monies collected and disbursed, inputting HMDA data, and completes processing screens in the Loan Origination System (LOS).
Attends seminars, in-house training sessions, and/or reads mortgage publications to stay abreast of new loan product guidelines and processing procedures, including credit guidelines and underwriting requirements.
Communicates loan status and coordinates loan closing with loan officer.
Acts as a liaison between customers and all parties involved in the transaction and communicates to customer if any items are needed for loan submission and keeps them posted on loan status.
Reviews and verifies each file to ensure title commitments, homeowners insurance and surveys are acceptable, and if necessary request any additional information so that modifications can be made.
Prepares and mails Adverse Action Notices and updates Loan Origination System (LOS).
Collects and audits money collected on all brokered loans.
Minimum Requirements:
Must have at least two (2) years of clerical, administrative support, or related experience.
Must have a High School Diploma or equivalency.
Must have working knowledge of general office equipment.
Must possess a working knowledge of personal computers to include current word processing and spreadsheet software.
Must be able to type at least 60 WPM accurately.
Must have excellent interpersonal, organizational, and telephone etiquette skills.
Must be able to lift 10-20 lbs. of files.
Additional Information:
SWBC is a Substance-Free Workplace and requires pre-employment drug testing.
Please note, SWBC does not hire tobacco users.
SWBC’s compensation package is competitive and includes the following employee benefits: 401(k) with company match, paid medical/dental health premiums for employees, Life, Long Term Disability, Accidental Death and Dismemberment, and Long Term Care insurance policies. SWBC also provides opportunities for professional growth. To learn more about SWBC, visit our website at www.SWBC.com. If interested, please e-mail your resume through our website listed above. Only those candidates who meet the minimum requirements need apply.
Job Location
San Antonio, TX US
Position Type
Full-Time/Regular

CLICK TO APPLY 

Location: Hutchinson, KS
Exempt/Non-Exempt: Non-Exempt
Benefits: BCBS Health Insurance; 401k Plan; Paid Vacation and Holidays
Employment Type: Full Time
Branch: 23rd & Severance - Hutchinson

Description: Responsible for coding, posting, and preparing all documents necessary for closing loans. Mails loan paperwork, distributes loans to locations, and coordinates closings with necessary personnel. Types and handles miscellaneous paperwork. Maintains files and answers and directs telephone calls. Provides professional service to members and co-workers. Pro-actively supports and advances HCU’s brand platform.
Duties: Assumes responsibility for providing effective secretarial and clerical support for all phases of loan processing activities and promotions.

Assumes responsibility for establishing and maintaining effective and positive and professional business relationships with members and external contacts.

Assumes responsibility for establishing and maintaining effective coordination and communication with area
personnel and management.

Assumes responsibility for related duties as required or assigned.

Some Saturday mornings.
Qualifications: High school graduate or equivalent.

REQUIRED KNOWLEDGE:
Understanding of loan products and services. Knowledge of loan processing functions and related requirements and procedures.

EXPERIENCE REQUIRED:
One to two years of varied office experience preferred.

SKILLS/ABILITIES:
Strong typing abilities
Good verbal public relations skills
Able to operate calculator, word processor, and related computer applications
Well organized

CLICK TO APPLY 

Travel: None
Qualifications: Two to five years of loan processing experience.

Skills:
• Ability to make sound judgments regarding the resolution of customer service issues.
• Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
• Ability to handle detailed assignments and maintain confidentiality.
• Excellent communication and interpersonal skills.
• Organizational skills necessary to prioritize workload.

Education: High School Diploma or equivalent

CLICK TO APPLY 

The Loan Processor is responsible for gathering the documentation necessary to process and obtain mortgage approval and keeping the customers informed on the status of their loan.
Essential Functions:
1. Set up loan files, manually and on the computer, and order all exhibits (i.e., VOE’s, VOD’s credit report, etc.) as soon as the file is received. Deposit loan application fees, which must be received prior to case opening.
2. Order appraisals upon contract and/or receipt of plans and specs or contract, depending on loan type.
3. Serve as a liaison between the customer, sales representative, and the underwriting department.
4. Process the mail for each loan file verifying the accuracy and completeness of each document. Update data on computer system as soon as documents are received. Serious discrepancies are to be brought to the attention of the Loan Officer.
5. Work up cases for submission when all required exhibits are received. Follow up on submitted loans and/or pended loans.
6. Upon approval of the loan, notify the borrower(s) and appropriate personnel. Prepare commitment letter(s), denial letter(s), and cancel files when necessary.
7. In preparation for closing, prepare closing instructions, follow-up on contingencies, and verify lock information, if applicable.
8. Weekly and monthly reporting to the office or Branch Manager for distribution to the appropriate division(s) and corporate office (i.e., drawer count, CDS Log, Stats, etc.)
9. Dependent on location, may be required to take loan application.
10. Minimal travel required for training purposes and off-site meetings.
11. Operate equipment (i.e., telephone, computer, facsimile, typewriter and photocopier).
12. Be knowledgeable of broker products and companies. Must be able to process loans according to broker guidelines.
13. Must be able to process loans through desktop underwriting for submission.
14. Effectively communicate loan status and issues with Loan Officer and/or Supervisor.
When you work for an industry leader, we reward you with:
• Excellent Salary Package
• Outstanding Growth Potential (80% of our managers have been promoted from within)
• Lucrative Profit Sharing/Employee Stock Ownership Plan
• 401(k)
• Medical Insurance
• Dental Insurance
• Paid Vacations and Holidays
• Home Purchase Discount
It takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.
No Phone Calls Please
We are an Equal Opportunity Employer
Drug Testing, Background and Credit Check Required
All applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

CLICK TO APPLY 

There are many exciting opportunities to grow professionally within our company. Our past accomplishments and continued future successes are directly attributed to the individual success of our employees. Many of our employees who started their careers at Stock Yards Bank as Mortgage Loan Processors continued to future success.

Stock Yards Bank is an equal opportunity employer M/F/D/V.

Daily responsibilities include, but are not limited to, the following:

• Gather and interpret data that support mortgage loan request, such as automatic underwriting findings, credit reports, income and asset documentation, appraisals and other requirements
• Analyze information for completeness, accuracy and acceptability of investors’ loan products
• Submit complete loan packages to underwriter for review
• Develop ability to maintain timely processing of a loan package from receipt of file to closing with maximum timelines of 30 days for conventional loans and 45 days for government loans
• Aware of product requirements with ability to negotiate the necessity of approval conditions that could be deemed unnecessary and a hardship for the customer to produce
• Develop and maintain up-to-date knowledge of FHA, VA, Conventional and Bank’s guidelines, rules and regulations pertaining to generating an acceptable mortgage loan
• Keep all parties involved with the mortgage transaction current and up-to-date with the status of the loan during the review process
• Provide complete and accurate HMDA reporting information
• Perform other departmental duties as workload and priorities dictate
• Assist other mortgage department personnel when necessary

Requirements The successful candidate will have the following qualifications:

• High School Diploma or GED Equivalent
• 1 - 3 years experience in FHA, VA, Conventional mortgage processing or underwriting
• Proven knowledge of Automatic Underwriting Systems and Mortgage Processing Systems
• Proven experience pertaining to conventional and government loan processing
• Ability to function independently in a multi-task environment, as well as part of a team
• Comfortable communicating with all levels of management and employees
• Strong problem solving skills
• Detailed oriented and self motivating
• Strong planning and organizational skills
• Good written and verbal communication skills
• Computer proficient
• Microsoft Excel and Word proficient
• 35 WPM typing skill

CLICK TO APPLY 

Job Description:

Overview:

Responsible for all aspects of home loan servicing from reviewing new loan setups to assisting members.

Primary Duties and Responsibilities:

• Processes loans within authorized limits and according to credit union and regulatory standards. • Provides information to internal and external parties, related to home loans; supports the meeting of established processing times and funding goals; maximizes opportunities to build new loan relationships. • Works effectively with team members to facilitate the efficient and successful processing of home loans. • Communicates professionally with members and vendors, as evidenced by outstanding member survey ratings; provides accurate information and conducts timely follow up. • Able to make appropriate decisions and escalates matters requiring higher authority to management; Supports the Credit Union’s efforts to identify and report member transactions in accordance with Bank Secrecy Act. • Maintains high level of customer focus through making appropriate contact, supplying pertinent information, and assessing additional needs. • Interacts with members, title companies, realtors, and other parties, to obtain items needed for loan processing and closing. • Maintains all loan documents safely and securely and processes loans in a methodical manner that ensures efficiency and accuracy.

Qualifications:

• Must have HS Diploma/GED • 2 years to 5 years’ experience in mortgage environment, including 2 years’ experience in mortgage loan processing • Proficient in MS applications, including Word and Outlook. • Experience using DU and loan origination system(s) preferred. • Excellent oral and written communication skills

We are proud to be an EEO/AA employer M/F/D/V.

CLICK TO APPLY 

Oak Brook, IL

Virtual Location?

No

Job Category

Mortgage/Real Estate

Business Category

MetLife Bank

Experience Required

Typical Experience: 0-3 yrs of related experience. High School Diploma or equivalent work/education required.

Number of Openings

3

Job Description

Job Summary: Provides quality loan processing, reviewing files for adherence to underwriting standards and ensuring completeness of submission. Will contact borrower and/or mortgage consultant to collect necessary documentation for loan processing.

Job Requirements

Functional Responsibilities: Processes mortgage loans according to established timelines, Standard Process Flow, regulations and procedures. Ensure file meets minimum documentation/product guidelines. Perform welcome call to customers. Review credit, income, assets, disclosures, order title, MI and appraisal, if applicable. Complete required checklists/worksheets. Obtain additional documentation needed from all sources, while notifying the Mortgage Consultant via Loan Trac/Tango of items missing. Update systems to reflect accurate information. Submit for Underwriting approval. Communicate, prepare and mail out commitment letter, notice of incompleteness or declination. Review title requirements, exceptions, and other information obtained for accuracy , completeness, and conformance. Review & collect underwriter conditions and submit conditions to underwriting for final approval. Review loan system and documentation in file returning to underwriting, if applicable. Upon receipt of final approval, prepare authorization to close and send to all parties. Review and respond to exception reports, internal and external audits, as required. General awareness of all legal regulations relating to processing and closing. Performs other related duties as assigned or required.

Supervisory Responsibilities: None

CLICK TO APPLY 

Opes Advisors, Inc. has an excellent opportunity for an experienced DE Underwriter in our Los Gatos, San Mateo, and/or Eugene, OR branch.

If you are an experienced DE Underwriter have at least 3 years of Government and Conventional underwriting experience, have great attention to detail, enjoy working in a fast paced, high volume environment, then we want you to join our team!

Primary responsibilities include:
• Reviewing documentation including 1003, credit reports, income and assets and confirming data integrity
• Reviewing and analyzing appraisals, prelim and purchase contracts
• Reviewing and calculating income, assets, LTV,CLTV
• Making decisions on the credit worthiness of the borrower
• Issuing loan approvals, counter offers, or denials

Qualified Applicants must have:
• 3+ years experience in FHA underwriting and active CHUMS ID
• Underwritten FHA loans within the last year
• Full understanding of FHA guidelines
• Excellent analytical & communication (verbal and written) skills.
• Ability to work in a fast paced environment and multi-task.
• Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)
• Experience using automated underwriting systems [(DU), Point, Data Trac, and Blitz Docs]
• 203k experience a plus!
• Have the ability to work independently as well as part of a team
• Solid Experience working with multiple loan types
• Strong mathematical and software skills(MS Office, AUS Systems, Citrix)

TO APPLY
Please send your resume and cover letter via email, with “DE Underwriter plus your name” in the subject line to resumes@opesadvisors.com. This position will be working onsite at one of the locations listed, this is not a telecommuting position.

ABOUT OPES ADVISORS
Opes Advisors is a premier financial advisory firm specializing in residential mortgage banking and wealth management. We offer comprehensive advisory services in personal finance management in real estate, real estate financing, investment management, and strategic tax and financial planning. Opes Advisors was named to Inc. Magazine’s 2010 Fastest Growing Companies and San Francisco Business Times 125 Best Places to Work in the Bay Area. Offices are located in California in San Mateo, Palo Alto, San Francisco, Larkspur, Los Gatos, San Diego, Sonoma and Santa Cruz, and Eugene, Oregon. Visit us at www.opesadvisors.com.

Mortgage Loan Processor 3-219470
Description

Responsible for processing residential loan applications. Responsible for reviewing applications for completeness. Orders all necessary supporting documentation. Reviews all documents, works loan up and submits file to Underwriting, communicates with borrower/realtor/builder to provide current status reports, and may issue commitment letters. Submits approved loan application to closing or initiates action on canceled/rejected loans. Maintains positive working relationship with brokers, realtors, builders, referral sources, and other customers. Meets performance standards and goals established by the bank.

Qualifications

Incumbents in this position would typically possess >5 years of loan processing experience. This senior level processor may be responsible for training entry-level processors and/or providing guidance to other processors. Capable of independently processing the most complex loans. In Addition, the individual will be required to:
Make judgments as to whether the loan is “reasonable” even if it meets published guidelines on the surface. If it does not appear reasonable, must escalate for further evaluation.
Document any potential issue or concerns regarding loan reasonableness or potential fraud/misrepresentation and escalate to next level manager or Loan Risk and Recovery depending on the circumstances.
Maintain knowledge of regulatory changes, external and internal compliance requirements, and investor guidelines to insure loan salability.
Insure Settlement Agents meet SunTrust eligibility criteria before submission of loan to closing.
Job: Mortgage
Primary Location: Florida-FL-Maitland-FL-Maitland-Maitland Center
Schedule: Full-time

CLICK TO APPLY 

U.S. Bank

Description
Prepares and processes mortgage loan records, files and correspondence from application through approval. Assures compliance with bank, regulatory and investor guidelines and customer service standards. Communicates with customers, internal staff, brokers, counsel, title companies, etc. to respond to inquiries, resolve problems and obtain all necessary documentation required for the file.

Your Career is Here.
Qualifications
Basic Qualifications
- High school diploma or equivalent
- Two to three years of experience in loan processing and closing activities
Preferred Skills/Experience
- Well-developed ability to manage multiple tasks/projects and deadlines simultaneously
- Thorough knowledge of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems
- Thorough knowledge of credit policies and approval processes
- Strong verbal and written communication skills
Job Administrative / Clerical
Primary LocationMissouri-MO-Earth City
Shift 1st - Daytime
Average Hours Per Week 40

CLICK TO APPLY 

Positions: 1
Job Type: Full Time
Location: US-KS-Overland Park
Department: Commercial
Category: Commercial
Salary: Hourly
Benefits: Full-Time Benefits

Job Description
Summary Assist in the Loan Operations department by performing the following duties.

Essential Duties and Responsibilities include the following. Other duties may be assigned.

Prepare loan documentation and work together with loan officers.
Follow up on technical exceptions.
Telephone contact with other banks, title companies and insurance companies.
Book loans to system and prepare general ledger entries.
Barcode loan documents and complete post-review of documents.
All other duties as assigned.
Skills/Requirements
Education and/or Experience
High school diploma or general education degree (GED); BA / BS preferred; some loan knowledge helpful.
Language Skills
Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to write simple correspondence. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.
Mathematical Skills
Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.
Reasoning Ability
Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.
Computer Skills
To perform this job successfully, an individual should have knowledge of Database software and Microsoft Office Products.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to talk or hear. The employee is frequently required to stand; walk; sit and use hands to finger, handle, or feel. The employee is occasionally required to reach with hands and arms; climb or balance and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision and ability to adjust focus.
Work Environment
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually quiet to moderate; no extreme conditions.

CLICK TO APPLY 

Description The Loan Processor will process and close single-family and multi-family real estate loans while ensuring loans closed are in compliance with company policy, audit procedures, and governmental regulations.

Essential Duties:
• Responsible for duties related to loan processing and closings. Identify aspects of transactions requiring special attention, arrange for funding, and ensure files are fully documented. Maintain contact with borrowers and their representatives; order necessary 3rd party reports.
• Responsible for setting up loan files and documentation, closing, and funding. Analyze entity structures and other 3rd party reports related to loan documentation.
• Perform and process draw requests and take action on items affecting the disbursement process such as change orders, sufficiency of funds, liens, set asides, etc.
• Partner with loan officers/analyst as primary liaison with borrowers and their representatives, attorneys, and title company representatives.
• Responsible for ensuring all terms of loans are incorporated in the documents, closing conditions are met, and loans are closed within appropriate time frames.
• Analyze title insurance commitment reports including title exceptions and prepares title/escrow instructions.
• Responsible for performing file setup and coordinating the activities of legal counsel and title and escrow personnel. Carry administrative policy and conditions of approval.
• Perform internal accounting functions for fundings and prepare data input boarding sheets related to loan set-up in bank systems.

Education:
High School Diploma or GED required.
Bachelor’s Degree in Accounting, Finance, or other related area preferred.

Skills and Knowledge:
• Work Experience: 1 - 3 years of experience in mortgage lending, closing, title, escrow, or related field required. Multi-family lending experience preferred.
• Possess a thorough understanding of loan processing, escrow, and closing procedures.
• Knowledge of real estate lending and documentation. Knowledge of title and survey matters, including the ability to evaluate exceptions to title.
• Basic understanding of regulatory requirements and accounting principles.
• Proficient in MS Office Suite, spreadsheets, and lending software.
• Possess strong organizational, interpersonal, and customer service skills. Excellent written and verbal communication skills required.

Physical Demands:
May require lifting file boxes weighing up to 25 lbs.

No recruiters, agencies, third-party agents, or consultants, please - only direct applications from candidates. All other inquiries must be directed to the Human Resources Department at (509) 458-2711.

CLICK TO APPLY 

Description

Stability, growth, leadership …if you are seeking a future filled with opportunity then we would like to talk with you. NVR, Inc. (parent to Ryan Homes, NVHomes) is one of the largest homebuilding and mortgage banking companies in the nation. We are currently the most profitable US builder and we have generated the industry’s highest earnings per share growth rate over the last 10 years. Founded in 1948, the company has grown to over 2500 employees operating in major cities in the eastern half of the United States.

The Loan Processor is responsible for gathering the documentation necessary to process and obtain mortgage approval and keeping the customers informed on the status of their loan.
Essential Functions:
1. Set up loan files, manually and on the computer, and order all exhibits (i.e., VOE’s, VOD’s credit report, etc.) as soon as the file is received. Deposit loan application fees, which must be received prior to case opening.
2. Order appraisals upon contract and/or receipt of plans and specs or contract, depending on loan type.
3. Serve as a liaison between the customer, sales representative, and the underwriting department.
4. Process the mail for each loan file verifying the accuracy and completeness of each document. Update data on computer system as soon as documents are received. Serious discrepancies are to be brought to the attention of the Loan Officer.
5. Work up cases for submission when all required exhibits are received. Follow up on submitted loans and/or pended loans.
6. Upon approval of the loan, notify the borrower(s) and appropriate personnel. Prepare commitment letter(s), denial letter(s), and cancel files when necessary.
7. In preparation for closing, prepare closing instructions, follow-up on contingencies, and verify lock information, if applicable.
8. Weekly and monthly reporting to the office or Branch Manager for distribution to the appropriate division(s) and corporate office (i.e., drawer count, CDS Log, Stats, etc.)
9. Dependent on location, may be required to take loan application.
10. Minimal travel required for training purposes and off-site meetings.
11. Operate equipment (i.e., telephone, computer, facsimile, typewriter and photocopier).
12. Be knowledgeable of broker products and companies. Must be able to process loans according to broker guidelines.
13. Must be able to process loans through desktop underwriting for submission.
14. Effectively communicate loan status and issues with Loan Officer and/or Supervisor.
When you work for an industry leader, we reward you with:
• Excellent Salary Package
• Outstanding Growth Potential (80% of our managers have been promoted from within)
• Lucrative Profit Sharing/Employee Stock Ownership Plan
• 401(k)
• Medical Insurance
• Dental Insurance
• Paid Vacations and Holidays
• Home Purchase Discount
It takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.
No Phone Calls Please
We are an Equal Opportunity Employer
Drug Testing, Background and Credit Check Required
All applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

CLICK TO APPLY 

Credit Union/Bank seeking a Consumer Loan Processor with Opening Act experience. Candidate will be responsible for gathering and verifying necessary information for processing consumer loan applications in a fast paced deadline driven environment.
Training will be provided, however, candidates must have experience with Opening Act. Titling and DMV work is a plus.

CLICK TO APPLY 

Job Description

This position is responsible for processing and managing a pipeline to meet closing deadlines. The pipeline will consist of Conventional, FHA, and VA loans. The Processor is the primary contact for the loan file upon receipt. Wyndham Capital is looking for candidates that have experience performing a variety of duties including loan documentation, data entry, customer service, and pipeline management.

Duties:

Organize and prepare loan packages to be submitted
Hold responsibility for credit checks, verifications of employment and verifications of deposit
Submit loan packages to various lenders to obtain loan approval
Manage prior to doc conditions
Knowledgeable of lender/investor guidelines and requirements
Required Experience
Requirements:

3+ years recent experience processing mortgage loans
Detailed, good working knowledge of accounting
Highly organized and proactive; able to meet deadlines in a fast-paced environment
Good working knowledge of Encompass preferred
Previous experience in a paperless environment
Good working knowledge of DU/LP (Desktop Underwriter and Loan Prospector)
Knowledge of Conventional and FHA. VA loans a plus
Excellent oral and written communication skills
Well-developed problem solving skills to research and resolve discrepancies
Volume expectation: experience maintaining a pipeline 40+ files per month
Job Location
Charlotte, NC, US.
Position Type
Full-Time/Regular

CLICK TO APPLY 

Description

Prepares and processes mortgage loan records, files and correspondence from application through approval. Assures compliance with bank, regulatory and investor guidelines and customer service standards. Communicates with customers, internal staff, brokers, counsel, title companies, etc. to respond to inquiries, resolve problems and obtain all necessary documentation required for the file.

Your Career is Here.
Qualifications
Basic Qualifications
- High school diploma or equivalent
- Two to three years of experience in loan processing and closing activities
Preferred Skills/Experience
- Well-developed ability to manage multiple tasks/projects and deadlines simultaneously
- Thorough knowledge of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems
- Thorough knowledge of credit policies and approval processes
- Strong verbal and written communication skills
Job Administrative / Clerical
Primary LocationOregon-OR-Salem
Shift 1st - Daytime
Average Hours Per Week 40

CLICK TO APPLY 

Graduation from a 4-year college or university with major course work in a discipline related to the requirements of the position is preferred. Will consider the equivalent combination of job experience & education that demonstrates the ability to perform the essential functions of this job.

2 years experience processing government and agency mortgage loans.
Job Description: JOB SUMMARY

The Loan Processor Responsible for the overall processing of mortgage loan files and general administrative duties.

ESSENTIAL JOB FUNCTIONS

Performs the processing of mortgage loan files requiring the verification of loan documents including income, credit appraisal and title insurance-while maintaining strict compliance with RESPA, Section 32, HMDA and the turndown of mortgage loan files. Also includes any administrative duties to complete these tasks (i.e. faxing, copying, filing and phone support).

Provide strong communication and support to underwriting, mortgage professionals and customers to clear stipulations needed for mortgage loan files to ensure a quick turnaround time.

Gathers credit and other documents from the customer and third parties in support of the loan approval decision.

Enter loan information into Nationstar Mortgage computer system. Prepare closing documents and arrange closings with loan officer and closing department.

FUNCTIONAL JOB COMPETENCIES

Integrity and Trust: Is widely trusted; is seen as a direct, truthful individual; can present the unvarnished truth in an appropriate and helpful manner; keeps confidences; admits mistakes; doesn’t misrepresent him/herself for personal gain.

Customer Focus: Is dedicated to meeting the expectations and requirements of internal and external customers; gets first-hand customer information and uses it for improvements in products and services; acts with customers in mind; establishes and maintains effective relationships with customers and gains their trust and respect.

Composure: Is cool under pressure; does not become defensive or irritated when times are tough; is considered mature; can be counted on to hold thing together during tough times; can handle stress; is not knocked off balance by the unexpected; doesn’t show frustration when resisted or blocked; is a settling influence in a crisis.

CLICK TO APPLY 

GENERAL FUNCTION:

Performs a wide range of duties related to the processing and pre-underwriting of residential mortgage loans. Duties are both file and vendor level in nature. Maintains contact with external and internal customers to ensure workflow deadlines are met. Assumes primary responsibility for the loan file upon receipt. Proactive in communicating status on the loan to both the borrower and the Loan Originator, and managing to the closing date. Responsible for updating the file and notepad as work progresses on the processing system.

ESSENTIAL DUTIES & RESPONSIBILITIES:

* Manage pipeline of conventional, government and/or portfolio loans.

* Evaluate loan documentation and clear conditions as per delegated authority.

* Maintain high level of customer service by being proactive in communicating with borrowers and loan originators.

* Ensure accurate, complete, and timely loan data on processing system.

* Actively participate in ongoing efforts to continually improve customer service for internal and external customers.

* Responsible for appropriate section of HMDA Worksheet.

* Review exception reports to ensure all tasks are completed.

* Maintain knowledge of Fifth Third Mortgage Company’s policies and procedures.

* Perform any other duties as assigned.

SUPERVISORY RESPONSIBILITIES: None

Experience
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:

High school diploma or equivalent required. Associates degree preferred.

Previous Mortgage experience in processing or closing preferred.

Knowledge of conventional and/or government guidelines.

Knowledge of processing procedures; knowledge of underwriting and/or closing procedures preferred.

Knowledge of federal lending regulations governing residential real estate lending.

Residential mortgage loan processing experience.

Demonstrated organizational skills.

Strong written and verbal communications skills.

Demonstrated teamwork, customer service, and follow-up skills.

Strong PC skills (MS Office) required, experience with Mortgage origination systems, platforms tools and technology preferred.

* This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.

CLICK TO APPLY 

Description:

Tulsa - Immediate opportunity for an experienced Mortgage Loan Processor
This position is responsible for processing applications for residential first mortgage loans and assisting the Closing Coordinator in shipping closed loans to investors for funding and final documents to investors. The position is governed by established credit policies and regulatory and investor requirements. Responsibilities are performed under limited supervision.

QUALIFICATIONS:

Knowledge/ Skill/Ability
•Ability to operate a calculator as might be required in proving figures and calculating percentages.
•Effective oral and written communication skills.
•Excellent organizational skills.

Equivalent Education/Experience
•Functional knowledge of lending terminology and procedures as might normally be acquired through 1 year related work experience or the equivalent.
•1 year related experience in residential real estate loan processing.
•Ability to operate personal computer as might be acquired through 6 months experience or the equivalent.

Please send qualified resumes to mhackett@addisonfinancial.com

CLICK TO APPLY 

Employee’s Core Responsibilities:

Process and close first mortgage transactions. Employee will be required to process and close FHA, VA, Rural Housing and Conventional product lines.
Must be familiar with underwriting and regulatory requirments. Expected to maintain an average active pipeline of 60 loans.
Contact customers for missing documentation, submitting loans to Underwriting and ordering necessary documentation through third party vendors.
Contact internal or external customers to procure additional information required to complete files.
Distribute and track files referred to Underwriters for review.
Review loan documentation for completeness and accuracy.
Verify loan-to-value ratios, completeness of application information and credit reports.
Ensure adherence to company standards; Meet quality and quantity requirements.
Enter new loan applications on computer system.
Examines documents to ensure accuracy and compliance with existing underwriting guidelines.
Has knowledge of commonly-used concepts, practices, and procedures within a particular field.
Making required disclosure to borrowers.
Obtains necessary information to process and complete loan files, including ordering credit reports and appraisals.
Strong knowledge of products and underwriting guidelines.

Desired Skills and Abilities:
Must be organized, detail oriented and possess superior communication skills. Ability to work in a fast paced environment.
Desired Education:
High School Diploma +
Desired Years of Experience:
3-5 miniumum
Flagstar Bank is Equal Opportunity Employer
Job Location
Troy, MI US
Position Type
Full-Time/Regular

CLICK TO APPLY 

Description

Mortgage company has an opening for an experienced Loan Processor in it’s Mesa, AZ office. Must have a minimum of 3 years of processing experience. Must be experience with FHA and Conventional loans. The ideal candidate will be extremely organized, detailed and good with all Microsoft Office products. Competitive compensation includes base wage with great benefits.

We use IHM (browser based) originating/underwriting system for streamlined workflow and have an awesome support team. We are a CHFA approved and specialize in First Time Homebuyers.

CLICK TO APPLY 

Description Founded in 1904 in Louisville, Kentucky, Stock Yards Bank has become one of the region’s premier community banks - renowned for the close, personal attention that distinguished us from other financial institutions in our market. We are wholly owned by S.Y.Bancorp, Inc., a publicly traded bank holding company traded on the NASDAQ under the ticker symbol SYBT. We actively seek the best and brightest individuals to help us further our success and are pleased to announce there is an exciting opportunity for growth within our organization.

As a Loan Processor II, your day will be filled with opportunities to process, prepare and review closing documents for consumer and small business loan applications. Banking experience in loan processing is important to function successfully in this position while Stock Yards Bank will provide a professional environment to continually improve the candidate’s skills and to further his/her career goals for advancement to higher levels within the banking profession.

Our past accomplishments and continued future successes are directly attributed to the individual success of our employees. Many of our employees who started their careers at Stock Yards Bank as Loan Processors continued to future success due to the many exciting opportunities to grow professionally within our company. Stock Yards Bank is an equal opportunity employer M/F/D/V.

Daily responsibilities include, but are not limited to, the following:

• Order flood certification, title work and appraisal as needed
• Review file for compliance with RESPA and HMDA regulations
• Prepare RESPA documents for certain consumer transactions
• Communicate with lender to coordinate closing details
• Ensure loan meets approval conditions before assigning to the closing area
• Review entire loan file and prepare appropriate information for the closing area
• Post closing review of closed loan documents, ensure in proper imaging stacking order and funding and/or balancing of closed loan package
• Load/Board closed loan to the core operating system
• Load any exceptions associated with the closed loan package to system
• Perform a Quality Review of Edit Partners completed loan packages, review of documents to system
• Assist with adverse action files as needed
• Assist with closing and funding areas as needed
• Assist in clearing exceptions
• Assist in any other projects within the Loan Operations Area
Requirements The successful candidate will have the following qualifications:

• High School Diploma or GED Equivalent
• General banking specific to loan processing is required.
• Requires attention to detail
• Ability of effectively communicate with internal and external customer, co-workers and management
• High level of organization and attention to accuracy and detail is required
• Strong interpersonal skills and the ability to handle sensitive issues with tact, discretion and diplomacy
• Familiarity with consumer and small business loan documentation and regulatory compliance
• Minimum of three years experience required
• PC, Excel and Word proficient
• Experience with Harland AppCenter, Laser Pro and/or Premier preferred

CLICK TO APPLY 

Mortgage Processor needed for a national mortgage company working out of the corporate Processing Center in Maitland, FL.

The Mortgage Processor (Client Coordinator) is expected to manage and process through underwriting approval and into closing a pipeline of mortgage loan applications of primarily new construction loans.

All applicants should be customer service oriented and communicate proficiently with borrowers, title agents, builder employees, real estate agents and co-team members. This position requires very close attention to detail and high organizational skills.

All applicants should have at least 3 years of mortgage processing experience with conventional, FHA, VA and USDA loans.

Proficiency with automated underwriting is a must. Experience with processing for multiple states and new construction loans is a plus.

Taylor Morrison Home Funding is an equal opportunity employer and environmentally friendly company processing from a “paperless” file system.

Qualified applicants may email resumes to LKunzweiler@taylormorrisonhf.com or fax to 321-214-1163.

IMMEDIATE OPENING for a qualified individual with advanced computer proficiencies; systems administration and administrative/clerical qualities.

Individual will be in-house communications administrator, oversee and maintain server related issues and company websites. Minimum 3 years’ experience.

Come work for the largest and most successful Reverse Mortgage Company in Texas where you will be truly appreciated. Guaranteed Salary/No Benefits

Please email resume to: recruitment@rmeducator.com

The Post Closer is required to resolve all Post- closing loan issues and complete tasks assigned in a timely manner.

These tasks include but are not limited to document and systems review of loans in accordance with regulations, maintain departmental cycle time, service, and volume standards.

The position entails utilizing various systems as well as maintaining pipelines and workflow queues from different investors to prioritize purchase flow on a daily basis.

Back up Shipper-

Provide relief to Shipper when needed on a weekly basis:

Reviews and delivers all final documentation of correspondent loans to insure timely receipt to investors for loan purchasing.

• Reviews and evaluates mortgage loan documents for accuracy and acceptability and timely resolves any discrepancies prior to delivery to pre-selected investor.
• Clears investor requested exceptions required by investor prior to loan.
• Prepares and assembles loan documents for delivery to investors.
• Prepare all documents in separate file to ship to HUD within 30 days of file closing.
• Locates and delivers pertinent documents to appropriate warehouse banks in a timely manner.
• Transfers loan documents and ships to investor insure receipt prior to expiration date.
• Must have at least 1 year general office experience.
• Must have working knowledge of current word processing and spreadsheet software, Must be able to lift 10-20 lbs. of files.
• Must be able to stoop and kneel for filing.
Back up Banking Coordinator-

The primary focus of the position is to coordinate the administrative, loan processing/originating duties of the Mortgage Banking division. A Banking Coordinator is the initial point of contact for a Loan Officer/ Processor. Tasks include managing incoming file flow, including collecting additional documents as required by Processors/Underwriting in order to insure timely closing of loans. In addition, may review documents submitted for review are correct and accurate. They will serve as a liaison for the Loan Originator and the Loan Processor, while providing full support to the Underwriter and Director of Mortgage Banking.

•Understands and comprehends the Mortgage Loan Process through closing.
•Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.
•Ability to demonstrate excellent communication and organizational skills.
•Strong computer skills including an fundamental understanding of MS applications, database management.
•Capable of pursuing Reverse Mortgage USA resources and how to access them.

Please email resume to: recruitment@rmeducator.com

IMMEDIATE OPENING:

Come work for the largest and most successful Reverse Mortgage company in Texas where you will be truly appreciated.

Guaranteed salary, no benefits.

Responsible for reviewing, closing and funding FHA loans.

Must have 3-5 years (minimum) experience in funding, insurance and closing loans - preferably FHA Loans.

Must understand HUD-1’s, title, survey and ordering wires.

Please email resume to: recruitment@rmeducator.com

Carrington Mortgage Services is a fully integrated mortgage company with mortgage lending and servicing operations and an affiliated real estate brokerage. We service approximately $16 billion in mortgages and are licensed to arrange financing in a majority of states in the U.S.

Position overview:

Will process residential single family loans ensuring compliance with company, investor, and agency regulatory standards. Primary responsibility is to verify and validate customer information on the loan application. Position is also responsible for identifying and clearing any/all associated fraud alerts on borrower identity and subject collateral.

Requirements:

Must have Mortgage Loan Originator license (MLO)
FHA - Must have proven experience processing FHA loans
Minimum 3 years experience processing residential mortgage loans
Able to review, analyze and calculate qualifying income documentation form personal tax returns to more complex business returns
Strong understanding of 2010 GFE, TIL and RESPA rules required.
Able to review and analyze property valuations, assets and credit reports
Knowledge of DO/DU, LP, MI and conforming products/programs required.
Process files from submission to funding.
Checking files for completeness and accuracy.
Ability to structure files based on investor guidelines
Expert knowledge of underwriting approvals and conditions
Able to work in a paperless, automated and fast paced environment.
Able to multi task to complete various tasks required
Possess excellent verbal and written communication skills
Team player and can work effectively with loan officers, underwriters, closers and field personnel.
Must have a proven ability to fund a minimum of 20+ loans per month.

CLICK TO APPLY 

Graduation from a 4-year college or university with major course work in a discipline related to the requirements of the position is preferred. Will consider the equivalent combination of job experience & education that demonstrates the ability to perform the essential functions of this job.

2 years experience processing government and agency mortgage loans.
Job Description: JOB SUMMARY

The Loan Processor Responsible for the overall processing of mortgage loan files and general administrative duties.

ESSENTIAL JOB FUNCTIONS

Performs the processing of mortgage loan files requiring the verification of loan documents including income, credit appraisal and title insurance-while maintaining strict compliance with RESPA, Section 32, HMDA and the turndown of mortgage loan files. Also includes any administrative duties to complete these tasks (i.e. faxing, copying, filing and phone support).

Provide strong communication and support to underwriting, mortgage professionals and customers to clear stipulations needed for mortgage loan files to ensure a quick turnaround time.

Gathers credit and other documents from the customer and third parties in support of the loan approval decision.

Enter loan information into Nationstar Mortgage computer system. Prepare closing documents and arrange closings with loan officer and closing department.

FUNCTIONAL JOB COMPETENCIES

Integrity and Trust: Is widely trusted; is seen as a direct, truthful individual; can present the unvarnished truth in an appropriate and helpful manner; keeps confidences; admits mistakes; doesn’t misrepresent him/herself for personal gain.

Customer Focus: Is dedicated to meeting the expectations and requirements of internal and external customers; gets first-hand customer information and uses it for improvements in products and services; acts with customers in mind; establishes and maintains effective relationships with customers and gains their trust and respect.

Composure: Is cool under pressure; does not become defensive or irritated when times are tough; is considered mature; can be counted on to hold thing together during tough times; can handle stress; is not knocked off balance by the unexpected; doesn’t show frustration when resisted or blocked; is a settling influence in a crisis.

CLICK TO APPLY 

Job Title: Direct Endorsement Underwriter (DE)
Reports to: Director of Mortgage Banking

SUMMARY:

Responsible for reviewing, underwriting and clearing conditions for Government (FHA) HECM Loans. A thorough understanding of various product/program guidelines, necessary conditions for approval, investor specific guidelines and technical/software navigation are expected to be exercised constantly and consistently to reach individual and team goals. Our fast paced environment requires teamwork, ambition and excitement for continuing success. Excellent interpersonal and written communication skills are critical, along with problem solving and decision-making abilities. Must perform all duties in accordance with company policies and procedures and all state and federal regulations.

PRIMARY RESPONSIBILITIES:

1) Review, underwrite and clear conditions for HECM Loans
2) Provide strong customer service
3) Review loan files before disbursement to ensure accuracy and compliance with investor and
regulatory requirements
4) Maintain and monitor daily reports within our system, FHA Connection and other systems
directed by Management
5) Perform pre fund Quality Control audits as directed by Management
6) Ensure all loan files comply with RESPA, TIL, ECOA, 2010 GFE and other regulatory
requirements
7) Identify and report field training needs to management
8 ) Assist in the development of policies and procedures for department
9) Assist in the investor and home ownership center response process
10) Maintain consistent attendance record to ensure fulfillment of essential functions
11) All other duties are assigned by management

QUALIFICATIONS, KNOWLEDGE AND SKILL REQUIREMENTS:

1) Ten years underwriting experience with five years as a DE
2) Two of the five years experience as a DE must be in the last 3 years
3) Working knowledge of federal and state financial regulations
4) Working knowledge of technology used in fraud prevention and familiarity with strategies to
prevent fraud
5) Ability to produce quality loans within tight timeframes

OTHER REQUIREMENTS:

1) Excellent skills with Microsoft Office Suite including: Word, Excel and Power Point
2) Professional written and verbal communication and interpersonal skills
3) Excellent detail and time management skills
4) Excellent problem-solving and decision making skills
5) Willingness to work a flexible schedule
6) Must possess a High School Diploma or Equivalent

Please email resume to: recruitment@rmeducator.com

Description

Founded in 2001, Zenta is a world-class knowledge process outsourcing (KPO) and business process outsourcing (BPO) company, offering a full range of back-office, voice and onsite support solutions such as finance and accounting, commercial and residential loan underwriting, loan servicing, due diligence and analytic services, credit card acquisition services, and collections. The company serves the commercial and residential real estate, consumer credit, insurance and financial services industries, and employs more than 4,000 staff in New York, Philadelphia, Dallas, Charlotte, Mumbai, Chennai and Manila.

Job Duties:
- Review loan file to verify procedures per guidelines
- Manage pipeline of loans within required performance standards for welcome, approval and status calls
providing Excellent customer service for members
- Exceed member expectations by engaging the member throughout the process to describe loan progression, set expectations, explain terminology, listen with heart and mind, empathize and make the member feel that they are the only customer you have
- Guarantee on‐time closing by completing all required pre‐closing steps; preparing file for closer within required performance standards
- Obtain and review customer documents, and clear conditions commensurate with authority level
- Ensure integrity of all data and process inputs. Order necessary documents and follow‐up with vendors/third parties to obtain in timely manner
- Submit loans to underwriting for conditional review and full approval upon receipt of appraisal
- Maintain monthly performance measurements: Timeliness, production goals, suspense,
compliance/regulatory, and customer satisfaction
- Partner with sales and underwriters on difficult and/or exception transactions

Requirements:
- Minimum 2 year residential mortgage loan processing, or equivalent experience
- Requires organizational and time management skills to balance workload and meet deadlines
- Ability to prioritize complex diversified responsibilities and multi task in a fast paced environment
- Excellent customer service and communication skills
- Must be willing to assist teammates and build strong relationship with sales partners to achieve closing goals
- Successful candidate will be required to obtain first level credit signature authority (AUSI) within time frame as defined by management.
- Computer skills: Microsoft Word, Outlook
- High school diploma
- Ability to work overtime as required

Preferred:
- Bachelor’s Degree

CLICK TO APPLY 

Brief Description
Mortgage Loan Processor, Full-Time, 40 hours, 8-5 Monday-Friday. This position will process and validate mortgage loan origination documentation for accuracy and adhere to secondary marketing guidelines.
Detailed Description
Reviews loan file for completeness and forwards closing packages to centralized closing.
Works closely with mortgage loan officer and loan origination sources to gather and prepare all documents needed to satisfy underwriting requirements, sends out verification request, and keeps interested parties advised as to the status of the loan applications.
Coordinates the request of additional information required from the customer.
Validates documentation for data integrity based on automated underwriting recommendation.
Prepares and submits the loan underwriting package.
Reviews the pipeline management reports and loan origination system for adherence to scheduling requirements.
Communicates any scheduling issues or concerns with manager or mortgage loan officer.
Job Requirements
Basic Qualifications:

High school diploma or equivalent.
1 -3 years mortgage banking processing experience with FHA/VA/FNMA/FHLMC required.
Other Traits, Characteristics and Experience:

Excellent organizational, written and oral communication skills with solid track record of providing Simply the Best service to customers.
Ability to meet deadlines and multi-task in high-energy, fast-paced environment.
Familiarity with loan origination software, Imaging, Desk Top Underwriter and Loan Prospector, and Lotus Notes recommended.
Knowledge of compliance issues and lending regulations preferred.
Attention to detail is critical. Lots of internal and external customer contact. Must be able to meet department service level standards for communication and workflow.
Additional Details
Grade 68

EOE M/F/D/V

No relocation is available for this position.

Huntington does not accept solicitations from third party recruiters for any position.

CLICK TO APPLY 

CLICK TO APPLY 

•2+ years recent mortgage processing experience, including FHA/VA products, and previous credit union/banking experience preferred.
•High School degree, with an Associates or Bachelors degree preferred.
•In-depth knowledge of applicable mortgage lending regulations.
•High attention to detail, accuracy and thoroughness.
•Highly organized, self-motivated, self managed, and can manage daily workflow with minimal supervision.
•Able to work on multiple projects simultaneously, and meet deadlines.
•Demonstrate excellent written communication, customer service skills, and display a professional image.
•Intermediate knowledge of Windows based PC applications, including MS Office, in-house data processing systems and mortgage loan origination systems.
•Exceptional work ethic and positive attitude.

Our Brands. Your Legacy.
Great brands start with the people that make them great. One of the world’s leading food companies, General Mills operates in over 100 countries and markets more than 100 consumer brands, including Cheerios, Häagen-Dazs, Nature Valley, Betty Crocker, Pillsbury, Green Giant, Old El Paso, Progresso, Cascadian Farm, Muir Glen and more. Headquartered in Minneapolis, Minnesota, USA, General Mills had fiscal 2010 global net sales of US$16 billion, including the company’s US$1.2 billion proportionate share of joint venture net sales.
We seek out the best of the best and give them development, support and the chance to lead something big. If you’re ready to fulfill your potential, consider sharing your talents with the outstanding people of General Mills. You will work with legendary brands, nourish people around the world, and start building your own legacy.
Location: Minnetonka, MN, US

CLICK TO APPLY 

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following.

” Processes residential mortgage loans (FHA, VA, Conventional, purchase, refinance) under various programs in a quality consistent with all company policies and procedures as well as meeting all regulatory requirements.

” Maintains a pipeline of loans and is responsible for the timely and compliant flow of such loans through the process.

” Obtains and reviews necessary loan documentation and submits complete packages to Underwriting for loan approval.

” Monitors and insures closing dates and company deadlines are met.

” Communicates with loan officers, buyers, sellers, title companies, builder, agents.

” Obtains and verifies that all underwriting conditions are received and cleared by the underwriter and prepares the file for submission to the Closing Department.

” Distributes and exchanges information with other team members; follows up with customers, refers customers to appropriate person(s), composes correspondence and memoranda.
Skills:
” 5+ years loan processing experience.

” Processing experience of Conventional and Government (FHA/VA) loans.

” Processing experience of Build On Your Lot construction loans a plus for one opening.

” Ability to build strong relationships with production, underwriting, closing and other internal and external partners.

CLICK TO APPLY 

Description

Prepares and processes mortgage loan records, files and correspondence from application through approval. Assures compliance with bank, regulatory and investor guidelines and customer service standards. Communicates with customers, internal staff, brokers, counsel, title companies, etc. to respond to inquiries, resolve problems and obtain all necessary documentation required for the file.

Your Career is Here.
Qualifications
Basic Qualifications
- High school diploma or equivalent
- Two to three years of experience in loan processing and closing activities
Preferred Skills/Experience
- Well-developed ability to manage multiple tasks/projects and deadlines simultaneously
- Thorough knowledge of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems
- Thorough knowledge of credit policies and approval processes
- Strong verbal and written communication skills
Job Operations
Primary LocationKentucky-KY-Paducah
Shift 1st - Daytime
Travel No
Average Hours Per Week 40

CLICK TO APPLY 

Academy Mortgage Corp., a mortgage banker based in Farmingdale, New York with HUD approval and a DE underwriter on staff, is looking for an experienced loan processor.  Applicant must have Conventional and FHA processing experience.  Qualified applicant must be knowledgeable on guidelines and have an understanding of how to structure, submit and clear loans.

We offer a friendly team atmosphere with 401k and health benefits.

Salary commensurate with experience.

If you meet these requirements and are ready to work at a great company, please send your resume to jobs@BankAMC.com

Provide quality, accurate and timely customer service (internal and external) involving daily processing of mortgage loans, which include the duties and responsibilities described herein.

-Process new mortgage loan applications; input new loan data into loan software programs and investor automated underwriting systems.
-Review and analyze credit documentation; compile information and update credit as needed to comply with investor approval requirements; pre-qualify borrowers to specific loan products; Responsible for rendering sound and prudent credit decision.
-Monitor status of loans in pipeline on regular basis; communicate with originators, borrowers, real estate agents and appraisers.
-Monitor loan policy exceptions and insure proper loan authority is obtained for loan approval according to bank policy and investor requirements.
-Review and respond to audit reports on ongoing basis.
-Maintain effective communication with lending personnel and support staff with regard to industry changes and requirements.
-Comply with bank policies and procedures, regulatory requirements and investor guidelines.
-Confirm lock-in sheets with secondary market; order flood certificates and process cancelled loan files and refund checks.
-Assist Mortgage Support Manager with training of support staff as needed

One year certificate from college or technical school; or 3 to 5 years related experience and/or training; or equivalent combination of education and experience.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

CLICK TO APPLY 

Description
Stability, growth, leadership …if you are seeking a future filled with opportunity then we would like to talk with you. NVR, Inc. (parent to Ryan Homes, NVHomes) is one of the largest homebuilding and mortgage banking companies in the nation. We are currently the most profitable US builder and we have generated the industry’s highest earnings per share growth rate over the last 10 years. Founded in 1948, the company has grown to over 2500 employees operating in major cities in the eastern half of the United States.
The Loan Processor is responsible for gathering the documentation necessary to process and obtain mortgage approval and keeping the customers informed on the status of their loan.

Essential Functions:
1. Set up loan files, manually and on the computer, and order all exhibits (i.e., VOE’s, VOD’s credit report, etc.) as soon as the file is received. Deposit loan application fees, which must be received prior to case opening.
2. Order appraisals upon contract and/or receipt of plans and specs or contract, depending on loan type.
3. Serve as a liaison between the customer, sales representative, and the underwriting department.
4. Process the mail for each loan file verifying the accuracy and completeness of each document. Update data on computer system as soon as documents are received. Serious discrepancies are to be brought to the attention of the Loan Officer.
5. Work up cases for submission when all required exhibits are received. Follow up on submitted loans and/or pended loans.
6. Upon approval of the loan, notify the borrower(s) and appropriate personnel. Prepare commitment letter(s), denial letter(s), and cancel files when necessary.
7. In preparation for closing, prepare closing instructions, follow-up on contingencies, and verify lock information, if applicable.
8. Weekly and monthly reporting to the office or Branch Manager for distribution to the appropriate division(s) and corporate office (i.e., drawer count, CDS Log, Stats, etc.)
9. Dependent on location, may be required to take loan application.
10. Minimal travel required for training purposes and off-site meetings.
11. Operate equipment (i.e., telephone, computer, facsimile, typewriter and photocopier).
12. Be knowledgeable of broker products and companies. Must be able to process loans according to broker guidelines.
13. Must be able to process loans through desktop underwriting for submission.
14. Effectively communicate loan status and issues with Loan Officer and/or Supervisor.
When you work for an industry leader, we reward you with:
• Excellent Salary Package
• Outstanding Growth Potential (80% of our managers have been promoted from within)
• Lucrative Profit Sharing/Employee Stock Ownership Plan
• 401(k)
• Medical Insurance
• Dental Insurance
• Paid Vacations and Holidays
• Home Purchase Discount
It takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.
No Phone Calls Please
We are an Equal Opportunity Employer
Drug Testing, Background and Credit Check Required
All applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

CLICK TO APPLY 

Your Career is Here.
Qualifications
Basic Qualifications
- High school diploma or equivalent
- Two to three years of experience in loan processing and closing activities
Preferred Skills/Experience
- Well-developed ability to manage multiple tasks/projects and deadlines simultaneously
- Thorough knowledge of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems
- Thorough knowledge of credit policies and approval processes
- Strong verbal and written communication skills
Job Administrative / Clerical
Primary LocationWisconsin-WI-Madison
Shift 1st - Daytime
Average Hours Per Week 40

CLICK TO APPLY 

2 years experience processing government and agency mortgage loans.
Job Description: JOB SUMMARY

The Loan Processor Responsible for the overall processing of mortgage loan files and general administrative duties.

ESSENTIAL JOB FUNCTIONS

Performs the processing of mortgage loan files requiring the verification of loan documents including income, credit appraisal and title insurance-while maintaining strict compliance with RESPA, Section 32, HMDA and the turndown of mortgage loan files. Also includes any administrative duties to complete these tasks (i.e. faxing, copying, filing and phone support).

Provide strong communication and support to underwriting, mortgage professionals and customers to clear stipulations needed for mortgage loan files to ensure a quick turnaround time.

Gathers credit and other documents from the customer and third parties in support of the loan approval decision.

Enter loan information into Nationstar Mortgage computer system. Prepare closing documents and arrange closings with loan officer and closing department.

FUNCTIONAL JOB COMPETENCIES

Integrity and Trust: Is widely trusted; is seen as a direct, truthful individual; can present the unvarnished truth in an appropriate and helpful manner; keeps confidences; admits mistakes; doesn’t misrepresent him/herself for personal gain.

Customer Focus: Is dedicated to meeting the expectations and requirements of internal and external customers; gets first-hand customer information and uses it for improvements in products and services; acts with customers in mind; establishes and maintains effective relationships with customers and gains their trust and respect.

Composure: Is cool under pressure; does not become defensive or irritated when times are tough; is considered mature; can be counted on to hold thing together during tough times; can handle stress; is not knocked off balance by the unexpected; doesn’t show frustration when resisted or blocked; is a settling influence in a crisis.

CLICK TO APPLY 

SIRVA achieved the highest scores among the six largest relocation providers of the 24 areas surveyed Trippel Survey Research LLC Seventh Annual Relocation Managers Survey- November 2008
The loan processor is responsible for reviewing loan applications, creating condition checklists, reviewing conditions with borrowers, and clearing conditions. The processor is expected to work within the Loan Counselor/Closer team and be available for customer contacts as needed.

The successful individual will leverage their knowledge and experience to:
Utilize technical knowledge of the mortgage industry in unison with specific knowledge of relocation policies and practices to underwrite loan files, collect and review documentation and create loan decisions to ensure the highest level of customer service
Make independent decisions based on interpretations of mortgage lending guidelines to create condition checklists and communicate with borrowers to acquire required conditions
Analyze data and appraisals specific to providing secondary with loans acceptable to the secondary market
Deliver loans, which are in purchasable condition, to the Secondary Department
Submit loans through underwriting systems, underwriters and/or investors for approval
Rely on skills to communicate and interact with agents, underwriters and team to provide key information to borrowers to successfully bring loans to closure
Authority to review and clear conditions and issue commitments
The accomplished individual will possess:
3-5 years processing mortgage loans is required
Excellent ability to communicate with customers, vendors and team members
Strong organizational skills
Outstanding communication skills, both verbal and written
A self-managed style that does not require hands-on management supervision
Strong organizational and time management skills
Flexibility to multi-task and adapt to change
Proficient in Microsoft Excel
High school diploma required
Basic mortgage banking courses in underwriting and appraisal required
College preferred

SIRVA is an equal opportunity and affirmative action employer and we pride ourselves on hiring and developing the best people. All employment decisions (including recruitment, hiring, promotion, compensation, transfer, training, discipline and termination) are based on the applicant’s or employee’s qualifications as they relate to the requirements of the position under consideration. These decisions are made without regard to race, sex, national origin, color, age, disability, veteran status, pregnancy, sexual orientation, religion or any other basis prohibited by applicable law. More information about SIRVA can be found on the Company’s Web site at www.sirva.com.
Job Location
Independence, OH US
Position Type
Full-Time/Regular

CLICK TO APPLY 

CLICK TO APPLY 

Mortgage Loan Processor - Roseville, MN-110010184
U.S. Bank
Description

Prepares and processes mortgage loan records, files and correspondence from application through approval. Assures compliance with bank, regulatory and investor guidelines and customer service standards. Communicates with customers, internal staff, brokers, counsel, title companies, etc. to respond to inquiries, resolve problems and obtain all necessary documentation required for the file.

Your Career is Here.
Qualifications
Basic Qualifications
- High school diploma or equivalent
- Two to three years of experience in loan processing and closing activities
Preferred Skills/Experience
- Well-developed ability to manage multiple tasks/projects and deadlines simultaneously
- Thorough knowledge of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems
- Thorough knowledge of credit policies and approval processes
- Strong verbal and written communication skills
Job Operations
Primary LocationMinnesota-MN-Roseville
Shift 1st - Daytime
Average Hours Per Week 40

CLICK TO APPLY 

CLICK TO APPLY 

Your Career is Here.
Qualifications
Basic Qualifications
- High school diploma or equivalent
- Two to three years of experience in loan processing and closing activities
Preferred Skills/Experience
- Well-developed ability to manage multiple tasks/projects and deadlines simultaneously
- Thorough knowledge of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems
- Thorough knowledge of credit policies and approval processes
- Strong verbal and written communication skills
Job Administrative / Clerical
Primary LocationOhio-OH-Cincinnati
Shift 1st - Daytime
Average Hours Per Week 40

CLICK TO APPLY 

Reports To: VP of Funding

Summary:

Duties:

Assess automobile contractsVerify information on auto loan applicationsCommunicate with dealership representativesEstablish rapport with dealersAbility to quickly assess unique and make quality decisions

Qualifications:

Result and deadline drivenStrong verbal communicationOutgoingSelf-sufficientProblem solvingCustomer relationsTime managementAttention to detailComputer LiterateWork well within a team environment

CLICK TO APPLY 

City Columbia

State MO

Description

VA Mortgage Center.com’s continued growth and success has created additional opportunities for Loan Processors to support our HQ operations in Columbia, MO.

Duties Include:

Analyzing information regarding a borrower’s income, assets & debtsDetermining if a file is ready to be underwrittenOrdering and receiving all applicable loan documents

RequirementsQualified candidates will possess:

Bachelor’s degree Ability to thrive in a fast-paced environmentUnparalleled work ethicHigh attention to detail

CLICK TO APPLY 

Location: MD - Frederick

Description

Stability, growth, leadership …if you are seeking a future filled with opportunity then we would like to talk with you. NVR, Inc. (parent to Ryan Homes, NVHomes) is one of the largest homebuilding and mortgage banking companies in the nation. We are currently the most profitable US builder and we have generated the industry’s highest earnings per share growth rate over the last 10 years. Founded in 1948, the company has grown to over 2500 employees operating in major cities in the eastern half of the United States.

The Loan Processor is responsible for gathering the documentation necessary to process and obtain mortgage approval and keeping the customers informed on the status of their loan.

Essential Functions:

1. Set up loan files, manually and on the computer, and order all exhibits (i.e., VOE’s, VOD’s credit report, etc.) as soon as the file is received. Deposit loan application fees, which must be received prior to case opening.2. Order appraisals upon contract and/or receipt of plans and specs or contract, depending on loan type.3. Serve as a liaison between the customer, sales representative, and the underwriting department.4. Process the mail for each loan file verifying the accuracy and completeness of each document. Update data on computer system as soon as documents are received. Serious discrepancies are to be brought to the attention of the Loan Officer.5. Work up cases for submission when all required exhibits are received. Follow up on submitted loans and/or pended loans.6. Upon approval of the loan, notify the borrower(s) and appropriate personnel. Prepare commitment letter(s), denial letter(s), and cancel files when necessary.7. In preparation for closing, prepare closing instructions, follow-up on contingencies, and verify lock information, if applicable.8. Weekly and monthly reporting to the office or Branch Manager for distribution to the appropriate division(s) and corporate office (i.e., drawer count, CDS Log, Stats, etc.)9. Dependent on location, may be required to take loan application.10. Minimal travel required for training purposes and off-site meetings.11. Operate equipment (i.e., telephone, computer, facsimile, typewriter and photocopier).12. Be knowledgeable of broker products and companies. Must be able to process loans according to broker guidelines.13. Must be able to process loans through desktop underwriting for submission.14. Effectively communicate loan status and issues with Loan Officer and/or Supervisor.

When you work for an industry leader, we reward you with:

• Excellent Salary Package• Outstanding Growth Potential (80% of our managers have been promoted from within)• Lucrative Profit Sharing/Employee Stock Ownership Plan• 401(k)• Medical Insurance• Dental Insurance• Paid Vacations and Holidays• Home Purchase DiscountIt takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.No Phone Calls PleaseWe are an Equal Opportunity EmployerDrug Testing, Background and Credit Check RequiredAll applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

CLICK TO APPLY 

The Mortgage Loan Processor is primarily responsible for receiving, processing and computer input of information supplied on loan applications, assembling completed documentation files for submission to underwriters and maintaining customer/third-party referrers contact throughout this process.

Responsibilities :

Requests loan documentation, credit reports, flood certifications, appraisals and mails verification forms; types labels for files, faxes set-up to title company; conducts regular follow up with outside sources of outstanding documents; tracks and inputs all HMDA data and reviews for accuracy; receives and handles approximately 20 to 30 incoming “status” calls from buyers/realtors/builders/title companies daily.Inputs FHA and VA appraisals into automated system, inclusive of detailed information for property; faxes copy of appraisals and conditions to realtor/builder; inputs data in system for flood determination; prints and reviews certification; provides documentation and follow-up if additional review is needed.Monitors and reconciles all incoming mail and/or alternate documentation for accuracy, making appropriate telephone calls to borrower or institutions for final verification; inputs or validates all data in the system and reviews for pricing discrepancies with initial loan application; reviews all files in process for 30-day activity status; updates any expired documents; prepares file order and copies file for HELOC/TELOC loans; hand types all documents for bond programs.Completes final evaluation and analysis of completed application package and prepares file for approval; assures compliance with FHA/VA, FNMA and FHLMC underwriting guidelines; prints all necessary forms and disclosures for loan submission; reviews documents carefully, placing documents in file order and all FHA files in direct endorsement file order and in case binder.Inputs approval or declination information into computer system; reviews underwriting conditions; issues loan commitment letter and forwards to borrower’s agent / builder; reviews conditions with borrower and obtaining conditions prior to closing loan; prepares ECOA to send to customer if loan denied; informs borrowers, realtors, builders and closer of status of loans.Reviews and responds to monthly Adfitech reports; obtains file and documents, makes corrections as needed; prepares written responses required; documents receipt of application fee checks; logs all invoices and checks received on loans in process form; reconciles prior to loan submission / busted file.Maintains timely busted file procedures; reviews files, reconciles L.I.P., prepares ECOA to be sent to customer and updates system; reconciles loan status reports for proper status code.

Qualifications :

This level of knowledge is normally acquired through completion of high school and a minimum of 5+ years of mortgage loan processing experience, which should include 1 or more years of prior operational support and/or loan documentation review experience in a mortgage lending institution or a real estate or title agency.

In-depth knowledge of mortgage lending guidelines and regulations (FHA, VA, Conventional, FHLMC, FNMA and private investor)In-depth knowledge of mortgage loan underwriting criteriaAbility to perform complex mathematical calculationsAbility to operate PC and 10 key by touchAbility to type 50-60 wpmGood interpersonal skills and oral and written communication skills

CLICK TO APPLY 

Location: VA - Fairfax

Description

Stability, growth, leadership …if you are seeking a future filled with opportunity then we would like to talk with you. NVR, Inc. (parent to Ryan Homes, NVHomes) is one of the largest homebuilding and mortgage banking companies in the nation. We are currently the most profitable US builder and we have generated the industry’s highest earnings per share growth rate over the last 10 years. Founded in 1948, the company has grown to over 2500 employees operating in major cities in the eastern half of the United States.The Loan Processor is responsible for gathering the documentation necessary to process and obtain mortgage approval and keeping the customers informed on the status of their loan.

Essential Functions:

1. Set up loan files, manually and on the computer, and order all exhibits (i.e., VOE’s, VOD’s credit report, etc.) as soon as the file is received. Deposit loan application fees, which must be received prior to case opening.2. Order appraisals upon contract and/or receipt of plans and specs or contract, depending on loan type.3. Serve as a liaison between the customer, sales representative, and the underwriting department.4. Process the mail for each loan file verifying the accuracy and completeness of each document. Update data on computer system as soon as documents are received. Serious discrepancies are to be brought to the attention of the Loan Officer.5. Work up cases for submission when all required exhibits are received. Follow up on submitted loans and/or pended loans.6. Upon approval of the loan, notify the borrower(s) and appropriate personnel. Prepare commitment letter(s), denial letter(s), and cancel files when necessary.7. In preparation for closing, prepare closing instructions, follow-up on contingencies, and verify lock information, if applicable.8. Weekly and monthly reporting to the office or Branch Manager for distribution to the appropriate division(s) and corporate office (i.e., drawer count, CDS Log, Stats, etc.)9. Dependent on location, may be required to take loan application.10. Minimal travel required for training purposes and off-site meetings.11. Operate equipment (i.e., telephone, computer, facsimile, typewriter and photocopier).12. Be knowledgeable of broker products and companies. Must be able to process loans according to broker guidelines.13. Must be able to process loans through desktop underwriting for submission.14. Effectively communicate loan status and issues with Loan Officer and/or Supervisor.

When you work for an industry leader, we reward you with:

• Excellent Salary Package• Outstanding Growth Potential (80% of our managers have been promoted from within)• Lucrative Profit Sharing/Employee Stock Ownership Plan• 401(k)• Medical Insurance• Dental Insurance• Paid Vacations and Holidays• Home Purchase DiscountIt takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.No Phone Calls PleaseWe are an Equal Opportunity EmployerDrug Testing, Background and Credit Check RequiredAll applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

CLICK TO APPLY

Job Title: Loan Processor - Orlando

Location: Lake Mary, FL

Business Unit: Carrington Mortgage Services

Position Type: Full Time

Carrington Mortgage Services is a fully integrated mortgage company with mortgage lending and servicing operations and an affiliated real estate brokerage. We service approximately $16 billion in mortgages and are licensed to arrange financing in a majority of states in the U.S.

As a result of our continuing growth and success, CMS is seeking a Loan Processor to join our team in Lake Mary, FL.

The Processor will be responsible for processing residential 1-4 family loans ensuring compliance with Company, investor, and agency regulatory standards. The primary responsibility is to verify and validate customer stated information on the loan application including but not limited to income, assets, property value and ownership against supporting documents provided by the borrower and lender required reports/services. Will also be responsible for identifying and clearing any/all associated fraud alerts on borrower identity and subject collateral.• FHA - Must have proven experience processing FHA loans• Minimum 3 years experience processing residential mortgage loans• Able to review, analyze and calculate qualifying income documentation form personal tax returns to more complex business returns• Strong understanding of 2010 GFE, TIL and RESPA rules required• Able to review and analyze property valuations, assets and credit reports• Knowledge of DO/DU, LP, MI and non- conforming products/programs required• Process files from submission to funding• Checking files for completeness and accuracy• Ability to structure files based on investor guidelines• Expert knowledge of underwriting approvals and conditions• Able to work in a paperless, automated and fast paced environment• Able to multi task to complete various tasks required• Possess excellent verbal and written communication skills• Team player and can work effectively with loan officers, underwriters, closers and field personnel• Must have a proven ability to fund a minimum of 30+ loans per month• Recent loan processing experience required• Computer savvy and knowledge of Microsoft applications preferred

Must have a history in retail processing - paperless system experience a plus!

• Ability to manage a high volume pipeline• Prior experience with processing loans for various states• Excellent communication skills• Must be organized and detail orientedCarrington Mortgage Services is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, gender, national origin, ancestry, age, marital status, sexual orientation, veterans status, physical or mental disability or any other legally protected category. CMS will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.

CLICK TO APPLY 

Title Loan Processor

Part Time No

City Santa Rosa

State CA

Description

Please note this is a senior-level loan processor position.

The Loan Processor will process and close multi-family and commercial real estate loans while ensuring loans closed are in compliance with company policy, audit procedures, and governmental regulations.Essential Duties:• Responsible for duties related to loan processing, loan documentation and closings. Identify aspects of transactions requiring special attention, arrange for funding, and ensure files are fully documented. Maintain contact with borrowers and their representatives; order necessary 3rd party reports.• Responsible for setting up loan files, preparing loan documentation, closing, and funding. Analyze entity structures, preliminary title reports and other 3rd party reports related to loan documentation.• Perform and process draw requests and take action on items affecting the disbursement process such as change orders, sufficiency of funds, liens, set asides, etc.• Partner with loan officers/analyst as primary liaison with borrowers and their representatives, attorneys, and title company representatives.• Responsible for ensuring all terms of loans are incorporated in the documents, closing conditions are met, and loans are closed within appropriate time frames.• Analyze title insurance commitment reports including title exceptions and prepares title/escrow instructions. Knowledge of title endorsements and title lien perfection and other ALTA requirements; Knowledge of Income Property Hazard & Flood Insurance requirements.• Responsible for performing file setup and coordinating the activities of legal counsel and title and escrow personnel. Carry administrative policy and conditions of approval.• Perform internal accounting functions for fundings and boarding of loans to bank’s core operating system. Data tracking input to Bank’s data systems.Education:• Required: High School Diploma or GED• Preferred: Bachelor’s Degree in Accounting, Finance, or other related field.

Skills and Knowledge:

• Work Experience: 1 - 3 years of experience in income property lending, closing, title, escrow, or related field. Multi-family lending experience preferred.• Possess a thorough understanding of loan processing, documentation , escrow, and closing procedures.• Knowledge of real estate lending and documentation. Knowledge of title and survey matters, including the ability to evaluate exceptions to title.• Basic understanding of regulatory requirements and accounting principles.• Proficient in MS Office Suite, spreadsheets, and lending software.• Possess strong organizational, interpersonal, and customer service skills. Excellent written and verbal communication skills required.

Physical Demands:

• May require lifting file boxes weighing up to 25 lbs.

CLICK TO APPLY 

BankDescription

Prepares and processes mortgage loan records, files and correspondence from application through approval. Assures compliance with bank, regulatory and investor guidelines and customer service standards. Communicates with customers, internal staff, brokers, counsel, title companies, etc. to respond to inquiries, resolve problems and obtain all necessary documentation required for the file.

Your Career is Here.

Qualifications

Basic Qualifications-

High school diploma or equivalent- Two to three years of experience in loan processing and closing activitiesPreferred Skills/Experience- Well-developed ability to manage multiple tasks/projects and deadlines simultaneously- Thorough knowledge of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems- Thorough knowledge of credit policies and approval processes- Strong verbal and written communication skills

Job Administrative / Clerical

Primary Location CA-CA-Campbell

Shift 1st - Daytime

Travel No

Average Hours Per Week 40

CLICK TO APPLY 

Location: PA - Philadelphia

Description

Stability, growth, leadership …if you are seeking a future filled with opportunity then we would like to talk with you. NVR, Inc. (parent to Ryan Homes, NVHomes) is one of the largest homebuilding and mortgage banking companies in the nation. We are currently the most profitable US builder and we have generated the industry’s highest earnings per share growth rate over the last 10 years. Founded in 1948, the company has grown to over 2500 employees operating in major cities in the eastern half of the United States.The Loan Processor is responsible for gathering the documentation necessary to process and obtain mortgage approval and keeping the customers informed on the status of their loan.

Essential Functions:1. Set up loan files, manually and on the computer, and order all exhibits (i.e., VOE’s, VOD’s credit report, etc.) as soon as the file is received. Deposit loan application fees, which must be received prior to case opening.2. Order appraisals upon contract and/or receipt of plans and specs or contract, depending on loan type.3. Serve as a liaison between the customer, sales representative, and the underwriting department.4. Process the mail for each loan file verifying the accuracy and completeness of each document. Update data on computer system as soon as documents are received. Serious discrepancies are to be brought to the attention of the Loan Officer.5. Work up cases for submission when all required exhibits are received. Follow up on submitted loans and/or pended loans.6. Upon approval of the loan, notify the borrower(s) and appropriate personnel. Prepare commitment letter(s), denial letter(s), and cancel files when necessary.7. In preparation for closing, prepare closing instructions, follow-up on contingencies, and verify lock information, if applicable.8. Weekly and monthly reporting to the office or Branch Manager for distribution to the appropriate division(s) and corporate office (i.e., drawer count, CDS Log, Stats, etc.)9. Dependent on location, may be required to take loan application.10. Minimal travel required for training purposes and off-site meetings.11. Operate equipment (i.e., telephone, computer, facsimile, typewriter and photocopier).12. Be knowledgeable of broker products and companies. Must be able to process loans according to broker guidelines.13. Must be able to process loans through desktop underwriting for submission.14. Effectively communicate loan status and issues with Loan Officer and/or Supervisor.

When you work for an industry leader, we reward you with:• Excellent Salary Package• Outstanding Growth Potential (80% of our managers have been promoted from within)• Lucrative Profit Sharing/Employee Stock Ownership Plan• 401(k)• Medical Insurance• Dental Insurance• Paid Vacations and Holidays• Home Purchase DiscountIt takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.No Phone Calls PleaseWe are an Equal Opportunity EmployerDrug Testing, Background and Credit Check RequiredAll applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

CLICK TO APPLY

Mortgage Loan Processor 2 - Roseville, Ca

U.S. Bank

Description

Prepares and processes mortgage loan records, files and correspondence from application through approval. Assures compliance with bank, regulatory and investor guidelines and customer service standards. Communicates with customers, internal staff, brokers, counsel, title companies, etc. to respond to inquiries, resolve problems and obtain all necessary documentation required for the file.

Your Career is Here.QualificationsBasic Qualifications- High school diploma or equivalent- Two to three years of experience in loan processing and closing activities

Preferred Skills/Experience- Well-developed ability to manage multiple tasks/projects and deadlines simultaneously- Thorough knowledge of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems- Thorough knowledge of credit policies and approval processes- Strong verbal and written communication skills

Job Administrative / Clerical

Primary LocationCA-CA-Roseville

Shift 1st - DaytimeTravel No

Average Hours Per Week 40

CLICK TO APPLY 

City Bozeman

State MT

Bank/Branch Big Sky Western- Bozeman Downtown

Part Time No

Description BIG SKY WESTERN BANKJOB POSTING

LOAN ASSISTANT

LOCATION: Downtown

HOURS: Full Time - Monday - Friday

REPORTS TO: Mike Money, VP, Branch Manager

DATE: May 25, 2011

OVERALL FUNCTIONS:Responsible for administrative support to Branch Manager as needed. Responsible for providing assistance in originating and servicing loans. Work is performed under general supervision according to existing procedures.

DUTIES INCLUDE BUT ARE NOT LIMITED TO:• Process all documents for commercial, consumer and real estate loans.• Prepare loan files• Collateral perfection and follow-up to ensure documents are filed with proper authority, keeping documentation exceptions at a minimum.• Maintain tracking for pending Insurance, UCC’s, Liens, Deeds of Trust, Mortgages, Financial Statements, Tax Returns, etc.• Handles customer inquiries, which relate to credit maintenance, payoffs, lien filings, note record information, receipt of payments. Etc.• Research as required to solve problems or per customer request.• Type memos, letters and other loan documents or correspondence.• To be familiar with processing paid loans and file proper reconveyances, satisfaction of mortgages, lien releases, termination statements, etc.• Answer telephone and greet customers in a friendly, professional manner.• Assist Lender in preparing Credit Authorizations, Orders to Draw and Consumer Worksheets• Any other duties that may be required from time to time to effect the orderly operation of the loan department.

Follow Big Sky Western Bank’s Philosophical Structure• Vision - “To be the financial institution and employer of choice.”• Mission - “Ensure customer/employee satisfaction and retention; as well as financial growth.”Core Values• Choose your Attitude: Attitudes are contagious. Is yours worth catching?• Integrity: Integrity is what we do, what we say, and what we say we do.• Teamwork: Simply stated, less me and more we.• Quality: Paying attention to the details, because “Everything Speaks.”• Customer focus: Stop, Drop & Roll. Stop what you are working on, Drop what is in your hands & Roll out the red carpet.

Actively use the service pledge in all customer encounters. Service PledgeSmileEye ContactRefer to Customer by nameViable OptionsInstant AcknowledgementCustomers Always Come FirstEnd with “Thank you”

Requirements DESIRED MINIMUM QUALIFICATIONS:1) Education and Experience:• High School diploma or equivalent required• Strong customer relations skills & experience required• Clerical experience required• Previous bank experience required with loan experience preferred.2) Knowledge, Skill and Abilities:• Ability to work in a professional manner.• Ability to work quickly and accurately.• Ability to understand and follow written and oral instructions.• Ability to communicate effectively verbally, and in writing.• Ability Word & Excel• Ability to work with limited supervision.• Ability to set goals, manage time, adjust to change and maintain priorities.

SALARY:• Salary will be determined, based on experience.

CLICK TO APPLY 

Full Time Regular

Requirements

Position Summary

Responsible for performing a variety of clerical loan pre-processing and processing functions, from receipt of loan documentation through preparation of package for loan closing while ensuring a timely, accurate and cost effective support of the Bank’s lending operations.

Position Accountabilities

1. Receives and evaluates loan application from Home Mortgage Consultant (HMC) and reviews documents to ensure all necessary forms have been completed and comply with underwriting, PMI and secondary marketing guidelines. Identifies and advises of non-qualifying application prior to movement to next level of loan processing.

2. Ensures compliance in all areas of desktop underwriting, PMI and secondary market guidelines.

3. Sets up loan files and enters information for tracking of loan. Submits loans through DU/LP automated underwriting system.

4. Verifies credit report, income and assets and orders preliminary title report, appraisal, fee/escrow instructions and all verifications necessary to complete the loan file in an accurate and timely manner.

5. Reviews and evaluates all documentation using judgment to ensure loan falls within acceptable guidelines per loan type.

6. Prepares and mails initial or revised disclosures, if applicable.

7. Determines allowable income to be used for loan calculations, tax return review and knowledge

8. Reviews and validates appraisal for compliance to agency guidelines and USPAP/FIRREA guidelines.

9. Submits loan to automatic underwriting engine or refers to an Underwriter after documentation is validated.

10. Communicates with customers, HMC’s and authorized employees to satisfy loan conditions as well as provide the status of the loan application.

11. Solves problems and seeks alternative solutions when verification alters loan quality.

12. Proactively monitors the file and process flow to ensure the timely completion of the file.

13. Escalates issues as they arise to lead or supervisor.

14. Adheres to all state and federal regulations including, but not limited to HMDA, RESPA, Fair Lending practices etc.

15. Performs other duties as assigned.

Job Specifications

Req Education or Equivalent Experience• High school diploma and or combination of education or equivalent experience

Required Experience• 1 or more years of loan processing experience• 1 or more years of customer service experience

Field of Experience• Good knowledge of loan documents, insurance requirements, real estate terminology, underwriting and departmental procedures.• General familiarity with office procedures

Administrative/Technical Skills• Typing of 40-45 WPM• Good verbal and written communication skills• Knowledge of 10-key calculator• Photocopier and fax machine• Maintains filing system• Math and analysis• PC Proficiencies with Windows based software in Word, Outlook and Excel

Level Supervised• No supervisory responsibility

Physical Requirements• Sedentary Work: lifting a maximum of 10 pounds, frequent standing/walking

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified.

CLICK TO APPLY 

ESSENTIAL FUNCTIONS: Process new and renewed consumer and real estate loans. Review and verify all documentation and collateral for accuracy, completeness, and legal sufficiency. Perform secretarial duties for lending officers as needed and assist customers in person or by phone as required. Cross train in all other areas within the department. Support direct lending program, indirect lending officer and any other special loan programs as assigned. Must actively participate in Customer Service First sales and service culture, support the values of the organization and follow established company policies and procedures.

CLICK TO APPLY

As a loan processor, you will:

* process and prepare for closing retail mortgage loans (conventional and government, purchase and refinance) under various loan programs in accordance with policies & procedures
* register loans on the origination system and maintain system accuracy
* issue proper disclosures as required by federal regulatory compliance
* review rate lock and point objectives for accuracy
* ensure overage and underage is approved as well as waiver of any fees
* set up files and order all necessary exhibits for appraisals and credit reports
* check alternative documentation for accuracy and potential problems
* order title insurance, flood and tax certificates and surveys, reviewing for problems upon receipt
* review all documents thoroughly before submission to underwriting
* obtain and review documents for acceptability against loan conditions
* with the loan officer, coordinate with buyers, sellers, title companies, escrow agents, surveyors and real estate agents to obtain additional documentation, complete loan submissions and perform closings
* update the conversation log as needed
* review the weekly pipeline report
* handle complex files

Qualifications
* At least two years’ experience in mortgage loan processing (conventional and government, purchase and refinance)
* High school diploma or equivalent
* Knowledge of federal and state regulatory requirements
* At least one year of computer experience
* Excellent communication and organization skills
* Familiarity with standard office equipment

JPMorgan Chase is an Equal Opportunity and Affirmative Action Employer, M/F/D/V

Job
Loan Processor
Primary Location
US-FL-Jacksonville
Organization
Retail Financial Services
Schedule
Full-time
Job Type
Standard
Shift
Day Job
Employee Status
Regular

CLICK TO APPLY

Aurora Loan Services is currently looking for a Loan Processor. General Description:

* Process full qualifying applications.
* Must qualify borrowers based on guidelines and make sure each application fits all parameters of program.
* Upon receipt of new applications, qualify borrowers to make sure they fit guidelines.
* Order appraisal and title work for qualified borrowers.
* Communicate to the borrower the required documentation.
* Review appraisal and title to make sure they fit in program parameters.
* Compile all information and submit to underwriting for approval.
* Clear all underwriting conditions.
* Processor must have a thorough understanding of all program guidelines.
* Must qualify borrowers based on income/debt. Appraisal value of home, etc.
* Processor must work efficiently and closely with borrowers to ensure loan approval before role lock express.
* Must work closely with Underwriting and loan officers to meet guidelines and parameters, and make deals work.

Qualifications:

*
High school diploma or equivalent.
*
3-5 years processing experience.

Skills:

*
Must have excellent customer service skills.
*
Good detail analysis skills.
*
Great understanding of program guidelines.
*
Excellent organizational skills.

Mental/Physical Requirements:

* Normal Office Conditions

CLICK TO APPLY

Location Oldsmar, FL, US

Organization Name Sunbelt Title Agency

Brief Description

In this role the Processor is responsible for the entire work-up of the file.

Responsible for ordering of all inspections, HOA, title clearance, payoffs and demands. Organize file so that when lender papers come in, HUD can be prepared by Escrow Officer.

External Job Description

Principal Accountabilities:

File Processing - 100%

Order estoppels for city and county

Order estoppels for all condo and homeowners assocation

Five touch Calls to agent, seller or buyer

Update contact information sheet and system call logs

Order survey if needed

Obtain payoffs on all current mortgages

Verify commitment is correct with clause and amounts

Fax commitments to agents when signed

Fax commitments to lenders

Print commitment and get signed with documentation

Coordinate & schedule times for closings

Prepare FedEx bills for shipping packages

Update information in Iclosings as necessary

Disburse checks after closing.

Submit same day pay sheets for CB closings

Obtain signed SIS form for CB closings

Send commission verification forms for outside agents

Follow up calls to lenders to obtain closing dates and bank packages

Warehousing of loan packages

Prepare the recordings

Maintain closing calendar to avoid conflicts

Clear Conditions and Requirements on the Commitment

RECRUITER  DETAILS:

Recruiter Name : Sbranti, Robert
Email : bob.sbranti@sunbelttitle.com
Work Telephone : 727-723-6120

At Aurora, we shine a light on innovation in everything we do - products, relationships, solutions.

We specialize in the origination of residential mortgage loans and maintain a diverse range of non-conforming programs to meet our clients’ needs nationwide. Our commitment to providing clients with innovative products and service guides our business strategy to place the clients’ goals at the center of everything we do.

Welcome to Aurora Loan Services!

Job Description
Aurora Loan Services specializes in originating and servicing residential home loans. We are dedicated to creating innovative mortgage solutions that anticipate and meet the needs of our customers. This approach, coupled with our attention to customer service, enables us to build long-term, rewarding relationships. We focus on delivering quality in everything we do, and earning your trust every step of the way.

Aurora Loan Services is currently looking for a Loan Processor.

General Description:

* Process full qualifying applications.
* Must qualify borrowers based on guidelines and make sure each application fits all parameters of program.
* Upon receipt of new applications, qualify borrowers to make sure they fit guidelines.
* Order appraisal and title work for qualified borrowers.
* Communicate to the borrower the required documentation.
* Review appraisal and title to make sure they fit in program parameters.
* Compile all information and submit to underwriting for approval.
* Clear all underwriting conditions.
* Processor must have a thorough understanding of all program guidelines.
* Must qualify borrowers based on income/debt. Appraisal value of home, etc.
* Processor must work efficiently and closely with borrowers to ensure loan approval before role lock express.
* Must work closely with Underwriting and loan officers to meet guidelines and parameters, and make deals work.

Qualifications:

*
High school diploma or equivalent.
*
3-5 years processing experience.

*
Must have excellent customer service skills.
*

Skills:

Good detail analysis skills.
*
Great understanding of program guidelines.
*
Excellent organizational skills.

Mental/Physical Requirements:

* Normal Office Conditions

Job Requirements
See Job Description

CLICK TO APPLY

Your Career is Here.
Qualifications
Basic Qualifications
- High school diploma or equivalent
- Two to three years of experience in loan processing and closing activities
Preferred Skills/Experience
- Well-developed ability to manage multiple tasks/projects and deadlines simultaneously
- Thorough knowledge of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems
- Thorough knowledge of credit policies and approval processes
- Strong verbal and written communication skills
Job
Operations
Primary Location
IL-IL-Rock Island
Shift
1st - Daytime
Average Hours Per Week
40

CLICK TO APPLY

Position overview:

To process residential 1-4 family loans ensuring compliance with Company, investor, and agency regulatory standards. Your primary responsibility is to verify and validate customer stated information on the loan application including but not limited to income, assets, property value and ownership against supporting documents provided by the borrower and lender required reports/services.
Position is also responsible for identifying and clearing any/all associated fraud alerts on borrower identity and subject collateral.
· FHA - Must have proven experience processing FHA loans

· Minimum 3 years experience processing residential mortgage loans

· Able to review, analyze and calculate qualifying income documentation form personal tax returns to more complex business returns

· Strong understanding of 2010 GFE, TIL and RESPA rules required.

· Able to review and analyze property valuations, assets and credit reports

· Knowledge of DO/DU, LP, MI and non- conforming products/programs required.

· Process files from submission to funding.

· Checking files for completeness and accuracy.

· Ability to structure files based on investor guidelines

· Expert knowledge of underwriting approvals and conditions

· Able to work in a paperless, automated and fast paced environment.

· Able to multi task to complete various tasks required

· Possess excellent verbal and written communication skills

· Team player and can work effectively with loan officers, underwriters, closers and field personnel.

· Must have a proven ability to fund a minimum of 30+ loans per month.

· Recent loan processing experience required.

· Computer savvy and knowledge of Microsoft applications preferred

Must have a history in retail processing - paperless system experience a plus!
Skills Desired:

· Ability to manage a high volume pipeline

· Processed loans for various states

· Excellent communication skills

· Organized and detail oriented individual

CLICK TO APPLY

We call our Loan Processors ‘Account Managers’ because they aren’t just processing a loan; they are managing the relationship with our borrowers. They are the main point of contact for our borrowers after the sale, so we need someone that is passionate about providing outstanding customer service.

Here’s all the fun stuff you will get to do:

* Work directly with borrowers and loan officers on a daily basis!
* Process refinance loan files from receipt of the loan application to funding, by gathering and reviewing all pertinent information, and providing excellent customer service to borrowers
* Review residential loan applications and documentation to verify that data is complete and meets establishment standards and make all necessary corrections
* Order and follow up on underwriting and funding conditions and call or write credit bureaus and employers to verify accuracy of information
* Order and review HUD Closing Statement prior to doc signing and set signing appointments with borrowers
* Review and submit approved mortgage loan files to loan closers for settlement and obtain final funding conditions before submitting the file to funding
* Record data on status of loans, including number of new applications and loans approved, canceled, or denied

Here’s what our new Processor will bring to the table:

* Recent experience successfully managing a large pipeline of refinance loan transactions while delivering exceptional customer service and adhering to quick turnaround times
* Strong working knowledge of current FHA product guidelines
* Ability to work independently and be a self starter
* Excellent interpersonal skills
* Thorough working knowledge of MS Office, Outlook, Internet, and basic computer skills
* Ability to work under pressure of multiple projects and deadlines, while showing great attention to detail
* Ability to effectively prioritize workload and manage changes in direction

We’ll provide the tools and support for you to succeed with our company! You just need to bring the drive to be successful and the love of helping borrowers achieve their goals. The benefits aren’t half bad either! If you think you are a rock star Loan Processor, send in your resume today!

CLICK TO APPLY